Auto Insurance Companies That Give a Physical Card
These days, most auto insurance companies provide digital identification cards instead of physical auto insurance ID cards. However, you can request a physical auto insurance card by calling most of the major providers. The top auto insurance companies that give a physical card to drivers upon request are USAA and GEICO.
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UPDATED: Oct 19, 2021
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- The best auto insurance companies that give a physical card to drivers upon request are USAA and GEICO
- Most major insurance providers give customers physical cards upon request
- Typically, insurers provide digital cards in place of physical cards
You can typically request a physical auto insurance card from most providers online or over the phone. The top auto insurance companies that give a physical card to drivers upon request are USAA and GEICO.
Below, learn how to buy auto insurance from companies that give a physical card and what you need to do to get one.
After reading about auto insurance quotes from companies that give a physical card, be sure to enter your ZIP code into our free comparison tool above to compare rates from the best providers in your area.
What are the best auto insurance companies that give a physical card to drivers?
Ever find yourself realizing, uh-oh, I have auto insurance but no card? These days, it’s becoming less common to find an auto insurance company that gives a physical card automatically to customers.
Instead, most insurers provide digital auto insurance ID cards for convenience, economical, or eco-friendly reasons.
But don’t worry, there are plenty of affordable auto insurance companies that give a physical card upon request.
Check out our complete list of providers below, including the contact number you can use to request a physical card directly.:
- Allstate Auto Insurance Company: 800-255-7828
- American Family Auto Insurance Company: 800-692-6326
- Farmers Auto Insurance Company: 888-327-6335
- GEICO Auto Insurance Company: 800-207-7847
- Liberty Mutual Auto Insurance Company: 800-290-8711
- Nationwide Auto Insurance Company: 877-669-6877
- Progressive Auto Insurance Company: 888-671-4405
- Travelers Auto Insurance Company: 800-842-5075
- USAA Auto Insurance Company: 210-531-8722
So if you accidentally buy auto insurance from companies that don’t give a physical card right away, double-check if you can simply ask for one.
For example, one of our top recommended insurance providers is USAA. But, technically, USAA is an auto insurance company that doesn’t give a physical card to you unless you request one.
USAA only serves military personnel and their families. But if you’re eligible, this provider offers some of the cheapest rates in almost every state.
Another leading auto insurance provider is GEICO. It underwrites policies in all 50 states and is available to all drivers.
GEICO’s rates are comparable to USAA, and sometimes this insurer offers lower rates for teens and young drivers.
But to get a physical card from GEICO, you still need to solicit one through the customer portal.
Ultimately, expect to typically receive auto insurance rates from companies that don’t give a physical card without you specifically seeking one out.
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How do you get an auto insurance card for proof of insurance?
Now that you know you’re far more likely to get auto insurance quotes from companies that don’t give a physical card automatically, how do you access your proof of insurance?
First, try requesting a physical card online through your company’s website or customer portal. If that doesn’t work, call your provider directly.
You can also ask for a digital copy to be sent to you through email that you can print out yourself.
If you’re a new customer, some providers mail two copies automatically with your other policy details. Keep one in your vehicle and one on your person.
What do you do if your auto insurance card is lost? Contact your insurer immediately for a replacement. Typically, a temporary card is emailed to you while you wait for the replacement.
Similarly, if the information on your card is wrong or erroneous, you could be ticketed for driving without insurance, so inform your provider. In most states, you can then use the correct card as proof of insurance after the fact.
Also, your insurance card expires at the same time as your policy. So you’ll need a new one at the time of your policy renewal.
When do you need an auto insurance card?
You need an insurance card to prove you’re adequately covered by the legal auto insurance limits in your state.
The three most common times you’ll need your card are when you get pulled over by the police, you’re involved in an accident, or you need to register your vehicle.
But according to the Insurance Information Institute (III), only about half of all states required proof of insurance at the time of registering your car.
Fortunately, you can use either a physical or a digital auto insurance card as proof of insurance in all of these scenarios.
What is a digital auto insurance card? It’s essentially the same as your physical card, with the same information, but it is stored online, not printed on paper.
Your digital auto insurance card is often found within your provider’s mobile app or customer portal. You can also save an image of your digital card to your smart device.
Auto Insurance Companies That Give A Physical Card: The Bottom Line
It’s essential to keep an up-to-date insurance card on your person and in your vehicle at all times.
Remember, most affordable auto insurance companies that don’t give a physical card to you automatically will send one upon request.
However, you can also use a digital insurance card as proof of insurance in the same ways you’d use a physical card.
Now that you’ve learned about auto insurance rates from companies that give a physical card, it’s time to enter your ZIP code into our free comparison tool below to receive quotes from the best providers near you.