Last updated: September 28, 2016 at 15:18 pm
Student Auto Insurance Online Fast and Easy
With Insurantly college students can quickly compare multiple car insurance quotes online with top providers.
Best Companies For College Students
Insurantly helps students find cheap car insurance.
Generally, car insurance for college students are higher priced but there are ways to lower the cost. Typically, the rate could be anywhere from $1,000 to $5,000 annually. It would depend on several factors like zip code, driver’s history (if any), type of car, GPA, gender, credit score, and safety features installed in the car.
It also helps lower the rate if the college student can show proof that he or she attended an optional driving course like defensive driving.
Best car insurance for a college student
All State suggests that is entirely possible to get a great policy if you are a College student. Its not always best however to look for the cheapest rate as there are more important aspects to consider such as matching the plan to your needs.
- Are you going away to college or staying near home able to commute? This will influence whether you want to increase your coverage or reduce it accordingly. If you park your car at home while attending college then your rate will be lower. If you are traveling away from home get a garage or covered parking if it makes sense to the value of your car.
- Get theft protection and proper devices installed on your vehicle
- Avoid vehicles that are considered high risk; high likelihood of getting stolen or vandalized
- If you are going to college make an effort to get good grades it may award you a driver discounts
I am a college student and will be living away from home
College students living away from home can maintain a policy from their hometown or city. You should not have to get new car insurance or change it if you are located in a different state. You should also not have to cancel car registration and move it to the state where their college is located.
College students can still be “riders” on their parents’ insurance policy. Ask the insurance company for special student discounts on policies under their name. Many insurance companies will consider this request especially those who support student car insurance.