Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

Full Bio →

Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Jul 19, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

If you are buying car insurance, it has to be under your name. Most insurance companies will not agree to have anyone insure a car that is owned by another unless that person is listed in the policy. Ideally, the car owner can share the insurance cost with another person but this is something “on the side” or a personal agreement that doesn’t include the insurance company. In fact, most insurance companies would be suspicious about a person insuring a car he does not own. This implies less intent to drive the car with more care as compared to how a car owner would drive his car.

Related Content:

Car insurance policy frequently asked questions

Can I cancel my policy?