Does my auto insurance have to be in my name?

If you are buying car insurance, it has to be under your name. Most insurance companies will not agree to have anyone insure a car that is owned by another unless that person is listed in the policy. Ideally, the car owner can share the insurance cost with another person but this is something “on the side” or a personal agreement that doesn’t include the insurance company. In fact, most insurance companies would be suspicious about a person insuring a car he does not own. This implies less intent to drive the car with more care as compared to how a car owner would drive his car.


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