Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Jul 19, 2021

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The Short of It

  • EatStreet drivers will be required to carry a commercial auto insurance policy
  • Claims on a personal policy will be denied if the vehicle was being used for business purposes
  • Lying to an insurance investigator about the nature of your accident could result in severe penalties, even legal troubles

How does EatStreet work? It is an app that allows people to order from local restaurants remotely.

While there is no explicit EatStreet car insurance, an Eatstreet driver will be required to carry auto insurance coverage. We will go through what you will need and how you can get it.

Prior to diving into EatStreet auto insurance, type your ZIP code into our free and helpful tool above. With it, you’ll find the most affordable auto insurance companies in your local area.

What do I need to be an EatStreet driver?

All delivery drivers require proof of insurance that either meets or, preferably, exceeds the minimum insurance required by your state.

Where EatStreet differs from other delivery services is how it views drivers. With EatStreet, drivers aren’t considered contractors, they’re considered employees.

However, EatStreet fully leaves it up to the driver to not only procure insurance but procure the right car accident insurance. This could raise your rates depending on the type of policy you choose.

Is my personal policy enough for EatStreet auto insurance?

Your personal auto insurance policy will almost certainly not cover you as a delivery driver. However, you still must report to your insurer that you are now using your vehicle for business purposes.

Should you fail to do so, your claims will be denied and you run the risk of having your coverage canceled outright.

Now that we know that your personal policy won’t be enough, what will be?

Do I need a commercial policy for EatStreet auto insurance?

Chances are you will need a commercial auto insurance policy when using your vehicle for work. While this will be more expensive than your personal policy, it is always worth being honest with insurers.

Ask about business-use add-ons to your personal policy to save money on car insurance. Since you are not exclusively using your vehicle as a business, this could give you coverage for a small extra fee.

Just be sure to inquire as to how long this add-on lets you drive with coverage so you don’t end up paying astronomical EatStreet auto insurance rates.

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East Street Auto Insurance: The Bottom Line

You need car insurance coverage to be an EatStreet driver. Furthermore, commercial coverage is probably your best bet. Lastly, ask about business-use add-ons when you buy EatStreet auto insurance to save on your rates.

Just make sure you have the proper coverage while you are out delivering. This way, you will not be liable for any damages should your personal policy not cover you.

Don’t let your insurance comparison stop with EatStreet auto insurance. Type your ZIP code into our free and helpful tool below to find free delivery driver insurance quotes from companies in your area.