Cheap Car Insurance In Miami FL

Miami Car Insurance

Miami has a culture that is unlike no other. With it’s residents being from many different cultures you have quite a mix of unique people. One of the largest cities in the United States with over 5 million people enjoy great weather, beaches, diverse restaurants, and shopping.

With all these residents driving in Florida can also be quite hectic and dangerous if you are not paying attention.

With that the state of Florida does what it can to create laws safe for its resident drivers. Mercury car insurance is prevalent in South Florida as well with its insurance agents. Car insurance for Miami High risk drivers are also welcome there.

Because there are high rates of uninsured motorists in the Miami FL and surrounding areas it is important to protect yourself in the event of an accident. With high rates of car theft, burglaries, and criminal activity car insurance in Miami is higher than most parts of the country.

Offense/Incident (O/I) Reports – Florida Traffic Crash (FTC) Reports –  Learn more here.

Get more options on your Miami car insurance faster with Insurantly. Get a free quote and see how much you can save.

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Wanna talk to a real agent in Miami? Call and get quote in less than 4 minutes. Insurantly connects you with licensed agents in Miami Florida to find you a great rate. Or start your auto insurance quote online by entering your zip code above now.


Competing rates from these and 32 of the most diverse companies


car insurance companies

Driving in Miami

I-95 if at the center of most traffic for drivers from all groups:

  • Tourists,
  • Commuters,
  • College students

The 95 Express lane does help with rush hour traffic.

Florida Laws

One thing that will drive up car insurance rates from just about every auto insurance company are high rates of uninsured drivers in zip codes. Miami is no exception with an above normal rate of uninsured drivers, the cost of auto insurance in Miami tends to be higher compared to other parts of the country. To learn more about finding cheap car insurance in Florida see the full page here.

Driving Safety in Florida

With the recently passed texting while driving law Florida now charges $30 for any violation. What is confusing however is that although Florida has this law that generally does not allow “texting while driving” you can do so while at a stop light and its legal to actually talk on your cell phone while driving. The city of Miami strictly holds the seat belt law which states all drivers to be strapped in with a seat belt.

Driving under the influence in Florida including Miami

DUI is no joke in Florida as there are strict laws. If you get charged with DUI your blood alcohol level only needs to be .08. For some that is only a couple drinks. Even first time offenses a driver can face up to dozens of hours of community service, be fined up to $500, get your license suspended, and your vehicle impounded. Not to mention any lawyer fees. See Insurantly’s DUI page for further information.

Find Cheap Car Insurance in Miami By Contacting An Agent Below

Univista Insurance
2610 NW 7th St, Miami, FL 33125
(305) 418-0793

Almar Insurance Services
2331 NW 27th Ave, Miami, FL 33142
(305) 633-3781

Superial Account Insurance
2801 NW 7th St, Miami, FL 33125
(305) 649-0062

Guardian Insurance Consultants
1631 W Flagler St, Miami, FL 33135
(305) 643-2445

M R General Insurance Services
2140 W Flagler St, Miami, FL 33135
(305) 644-9333

Univista Insurance
2001 SW 1st St, Miami, FL 33135
(305) 777-3542

SOL Insurance Agency
1370 W Flagler St, Miami, FL 33135
(305) 643-2333

Freeway Insurance Services
1205 W Flagler St, Miami, FL 33135
(305) 545-8800

All FL Insurance of Miami
1368 NW 36th St, Miami, FL 33142
(305) 633-6344

James A Cole Insurance Agency
1350 NW 36th St, Miami, FL 33142
(305) 633-6923

Checkmark Insurance
1375 NW 36th St, Miami, FL 33142
(305) 638-1280

FEDUSA Insurance
1693 NW 27th Ave, Miami, FL 33125
(305) 635-2800

Dollar Insurance Agency
1614 NW 27th Ave, Miami, FL 33125
(305) 633-1515

Royal Auto Insurance Agency
2362 NW 7th St, Miami, FL 33125
(305) 649-3408

Blockbuster Insurance Consultants
2828 NW 17th Ave, Miami, FL 33142
(305) 635-4521

Chaplan & Castro Insurance
2552 NW 7th St, Miami, FL 33125
(305) 541-4009

All Motors State Insurance
888 NW 27th Ave Ste 5, Miami, FL 33125
(305) 649-3947


FEDUSA Insurance
3598 NW 27th Ave, Miami, FL 33142
(786) 618-9755

Univista Insurance
3061 W Flagler St, Miami, FL 33135
(786) 272-9119

Jordan Insurance Agency
1152 SW 8th St, Miami, FL 33130
(305) 856-5721

Insurance Center
3680 NW 11th St, Miami, FL 33125
(305) 642-1885

Carrera Insurance
2955 SW 8th St, Miami, FL 33135
(305) 448-2886

Univista Insurance
1101 SW 27th Ave, Miami, FL 33135
(305) 501-5017

E & L Insurance Services Inc.
1241 SW 27th Ave, Miami, FL 33135
(305) 541-1002

All Generation Insurance Services
21 Ponce De Leon Blvd, Coral Gables, FL 33135
(305) 444-4032

Del Toro Insurance Agency
3819 NW 7th St, Miami, FL 33126
(305) 335-8676

Miami International Insurance Agency
2200 SW 16th St Ste 212, Miami, FL 33145
(305) 856-3333

Beck & Lo’s Insurance Agency
3636 NW 36th St, Miami, FL 33142
(305) 634-3306

Univista Insurance
3805 W Flagler St, Coral Gables, FL 33134
(305) 507-1090

A 1-Stop Insurance Agency
3629 SW 8th St, Miami, FL 33135
(305) 441-7100

Checkmark Insurance
5400 NW 22nd Ave, Miami, FL 33142
(305) 638-5001

Professional Insurance Brokers
782 NW 42nd Ave Ste 534, Miami, FL 33126
(305) 443-1177

ACC Hall International
200 SE 1st St Ste 601, Miami, FL 33131
(305) 577-4270

Palm Beach Insurance Consultants
1901 SW 27th Ave, Miami, FL 33145
(305) 860-1052

Rafael Perez
1110 Ponce De Leon Blvd, Coral Gables, FL 33134
(305) 447-2247

Eduardo Ferraz
1110 Brickell Ave Ste 105, Miami, FL 33131
(305) 379-3666

International Insurance Advisors
1110 Brickell Ave Ste 103, Miami, FL 33131
(305) 371-7710

Wexler Insurance Agency
1120 Ponce De Leon Blvd, Coral Gables, FL 33134
(305) 445-5050

Miami Insurance Brokers
444 Brickell Ave Ste P41, Miami, FL 33131
(866) 729-1274

Victorious Insurance Agency
800 NW 54th St, Miami, FL 33127
(305) 401-6712

Univista Insurance
221 SW 42nd Ave Fl 2, Coral Gables, FL 33134
(305) 508-9848

Insurance Consulting Group
799 Brickell Plz Ste 600, Miami, FL 33131
(305) 567-9885

Mia Insurance Group
555 NE 15st 26, Miami, FL 33132
(786) 953-7349

Iris Lopez
2700 SW 3rd Ave Ste 1a, Miami, FL 33129
(305) 858-5553

Great Florida Insurance – Mike Carcas
3814 SW 8th St, Coral Gables, FL 33134
(305) 461-3232

Univista Insurance
4315 NW 7th St Ste 30ab, Miami, FL 33126
(305) 507-2189

Leading Insurance Agency
1733 SW 22nd St, Coral Gables, FL 33145
(305) 857-0075


Delia Izquierdo Insurance Agency
235 S Le Jeune Rd Fl 3, Coral Gables, FL 33134
(305) 442-2182

Floridian Choice Insurance Group
2353 Coral Way, Coral Gables, FL 33145
(305) 857-9880

All USA Insurance
4200 SW 3rd St, Coral Gables, FL 33134
(305) 442-1066

Advantage Insurance
4520 NW 7th St, Miami, FL 33126
(305) 649-5566