GEICO DriveEasy Auto Insurance Review for 2021
You can save up to 25% on your car insurance with GEICO DriveEasy. The app monitors certain driving behaviors like speeding, hard braking, and distracted driving, and issues you a discount based on how well you drive. However, GEICO might actually raise your rates if you drive poorly. If you are confident in your driving skills, DriveEasy might be a good choice for you.
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UPDATED: Jul 28, 2021
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- The GEICO DriveEasy app is free and easy to use
- GEICO DriveEasy monitors your driving and offers a discount of up to 25%
- GEICO can raise your rates if DriveEasy shows you have poor driving skills
Many companies now offer car insurance discounts based on how well you drive, how far your drive, and when you drive.
So, does GEICO have a safe driving app? Yes, that’s where DriveEasy comes in. GEICO DriveEasy monitors certain driving behaviors and offers a discount based on how well you do.
But, beware. You can actually see an increase in your GEICO DriveEasy auto insurance rates if you score poorly.
Before you buy GEICO DriveEasy auto insurance, shop around to see if it’s really the best deal for you. You can find similar programs from competitors, and they may not raise your rates.
Keep reading to learn more about GEICO DriveEasy auto insurance. Before you scroll, enter your ZIP code to compare free quotes from car insurance companies in your area.
How does GEICO DriveEasy work?
The GEICO drive app is very easy to use. First, contact GEICO and let them know you want to join the program. Then, download DriveEasy to your smartphone.
Once you log in, the program runs in the background and records your driving. DriveEasy automatically labels you to be the driver or passenger, but you can make changes if it’s wrong.
DriveEasy does use your data and battery, so keep that in mind as you drive. GEICO also keeps your data, meaning your privacy may be compromised. The data can also be used in the event of an accident.
While you can’t get a GEICO DriveEasy auto insurance quote, you can expect lower rates if you score well.
Depending on how well you drive, your GEICO DriveEasy discount can be as high as 25%, but GEICO can raise your rates if your driving is poor.
In addition to a great discount, DriveEasy can also increase your safety. According to the Insurance Information Institute, immediate feedback on your driving can increase your awareness and make you a safer driver.
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What does the GEICO DriveEasy app monitor?
How you drive will determine how affordable GEICO DriveEasy auto insurance is for you. The better you drive, the higher the discount.
However, not only your driving skills are monitored. Other safety considerations are part of the score, as well.
These are the factors monitored by DriveEasy:
- Speed – Excessive speeding can lead to tickets and accidents.
- Hard braking – Consistent hard braking can show you are not paying attention and can lead to accidents.
- Cornering – How fast you turn corners can indicate speeding or distracted driving.
- Smoothness – Changing your speed often can show you aren’t paying attention to traffic.
- Road type – Roads that are difficult to navigate can lead to accidents.
- Mileage – The more miles you drive, the higher likelihood you have of being in an accident.
- Time of day – Driving during rush hour can be more dangerous than other times of the day.
- Weather – Accidents are more likely to occur in bad weather like heavy rain or ice.
- Distracted driving – Using the phone while driving is one of the leading causes of car accidents.
Distracted driving includes any time you are touching your phone. Whether you’re making a handheld phone call, texting, or just unlocking your phone, it’s distracted driving. The app doesn’t distinguish between you using the phone or a passenger using your phone.
Your DriveEasy score is a combination of all of these factors, which will be different for every driver.
If you decide you don’t want to participate in the program any longer, you can easily withdraw. However, GEICO can still use any scores that you may have gotten to either give you a discount or raise your rates.
Is GEICO DriveEasy worth it?
Whether or not DriveEasy is worth it depends on the driver. If you are a safe driver who doesn’t drive many miles or during rush hour, DriveEasy is a great way to save money.
However, if you don’t have the best safe driving skills or commute during rush hour, you might not want to take the chance since GEICO can raise your rates based on DriveEasy.
It should also be noted that GEICO DriveEasy isn’t available in every state.
GEICO is one of the top insurance companies in the country, offering many different types of coverage at affordable rates. To learn more, read our GEICO car insurance review.
We hope you’ve learned all you need to know about GEICO DriveEasy. Before you go, enter your ZIP code to compare car insurance quotes from companies in your area for free.