Women are known to be careful drivers, generally speaking and so there is a chance of getting a discount based on a good driving record. There are also some insurance companies that cater exclusively to women car owners.
They offer standard and non-standard insurance. Statistically women who are high risk drivers are still considered less of a risk than men who are declared high risk drivers.
Statistically, men are twice more likely to be in a car accident than women. Men also drive 60% more than women and women take shorter road trips than men. These are just a few accepted statistics on why women are considered for insurance discounts.
These companies offer special promotions like a 10% discount scheme, flexible payment, short term insurance, and legal cover should a claim go all the way to court.
Many of these insurance companies can be found online although it is advisable to do extensive research on the background and credibility of these companies.