Cost for New Drivers
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UPDATED: Nov 10, 2020
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New drivers have to realize that insurance companies do not have a standard rate for them, especially them because of the risk factor. The cost is determined by several factors such as age, experience, car type and year, gender, income level, credit score, civil status, and even place of residence.
There is however a base rate for new drivers which is why you can go online and get an estimate based on your zip code. This is a very rough estimate and will change once you talk to an insurance agent. Eventually, you will be given a rate that is on the higher percentile. If the average insurance cost in your area is $1,200, you can expect an annual rate of anywhere from $800 to $1,000 per annul, maybe more.
New young drivers however can lower their premium by attaching to one’s parents’ insurance policy although there are a number of prerequisites to get this done. The best way to find out exactly how much you will have to spend on auto insurance would be to talk an insurance broker.
How to get cheap car insurance for younger drivers