Last updated: June 23, 2015 at 11:26 am

Insurantly Evaluates Some of the Best Brand Name Sedans

Also known as the saloon in other countries, the sedan is a popular passenger car that is available in several versions: 2 door, 4 door, and fastback. It is believed that the word “sedan” came from an Italian word sedia which means “chair” and the fact that the first sedan came from Naples, Italy.

Today, the sedan competes with the SUV as the preferred family car because of its higher fuel efficiency and easier maneuverability especially on city roads.


Types of Sedans


The sedan is categorized as Family, Full Size, Entry Luxury, Entry Luxury Compacts, Mid-Size Luxury sedans, Performance, Sports, and Hybrids sedans.

In each category, there are distinct bestsellers that consistently get excellent reviews for its mpg, performance, power, and handling.

Best Consumer Rated Family Sedans

Two of the best family sedans in the market are the Honda Accord and the Mazda 6 although the Volkswagen Passat, Toyota Avalon, Ford Fusion, and the Nissan Altima also come highly recommended by consumers especially as used 2013 models.

The Honda Accord, which is a consistent choice among auto experts as best family sedan, is spacious with an aerodynamic body.

There are a couple of choices:

  • 185hp with a 2.4 liter 4 cylinder engine
  • or the 278hp with a 3.5 liter V6 engine.

The plug-in hybrid version is limited to certain areas only and has a 50mpg for city driving. If you are looking for a used sedan, the 2013 Accord has a 60 month residual value of $11,264 and sells for under $30,000 according to the Kelley Blue Book.


The Mazda 6 is a mid-size family sedan with luxurious interior reminiscent of a luxury sedan. It boasts of excellent fuel efficiency with combined mpg of 29. It also looks sportier and performs better than earlier models.

It’s been said that of all family sedans, the Mazda has the most charisma and appeal to consumers. There are 3 types of the current Mazda 6: the basic Sport, Touring with keyless ignition and blind spot monitoring, and the Grand Touring with adaptive cruise control and a unique fuel economy system called i-Loop that improves mpg by 3.

If you want a used Mazda 6, try to find the 2014 model because earlier generations do not have good fuel efficiency. Also, the interior and features of the earlier models are not as impressive as the used Toyota and Nissan family sedans. The 60 month residual value of a 2014 used Mazda Grand Touring is estimated at $10,775.

The best 2014 family sedans that perform exceptionally well under winter road conditions are the Chrysler 200, Ford Fusion, Subaru Legacy, Subaru Impreza, Honda Crosstour AWD, and the Volvo S60. Family sedans are also highly recommended for college students because of its emphasis on safety rather than performance. The Ford Fusion is also great for tall drivers with ample legroom of 44.3 inches, headroom of 39.2 inches, and hiproom of 57.2 inches – all for front seats.


Best Entry Luxury Sedans

Among the best luxury sedans in the market are the Audi A3, the BMW 2 sedan, Acura ILX, and the Mercedes Benz CLA class.

The Audi A3 is known for its fantastic handling, luxurious interior, and classy exterior which represents the benchmark for entry level luxury sedans. The standard is a 6 speed auto transmission with 170hp and a 1.8 turbo four engine with front wheel drive.

If you want a luxury sedan and you have a budget, this is an excellent choice as long as you don’t even glance at the optional features because it will cause the costs to skyrocket. In addition, It is more than just a fancy-named brand car. The ride is outstanding, quiet, and comfortable.

As a used entry level luxury sedan, there is no 2014 model so the choices are from 2006 to 2013 with the awd sedan coming in only in 2009 but as an option. In fact, the big changes in the A3 happened with the 2009 gen with the larger grille, leather seats, auxiliary audio jack, and satellite radio.

Although the BMW 2 sedan does not get as much attention compared to the coupe version, it is just as powerful and impressive. Compared to the series 1, the sedan is longer by 2.5 inches and wider by 1 inch. The 2015 model has awd which is not available in the series 1.

Between these 2 entry level sedans, the BMW is reported to have 4.3% better fuel efficiency for city and over 9% higher efficiency for highway based on the 2014/2015 models. As for range, the BMW also outlasts the Audi by an additional 45 miles. However, car and parts are more expensive with BMW .

Best Mid-Size Sedans

The best mid-size luxury sedans include the Audi A6, Cadillac CTS, the Hyundai Genesis, Jaguar XF, Lexus GS, and the Mercedes Benz E-class. Of these luxury sedans, the most popular among consumers would be the Mercedes Benz E-class.

While the Benz is not as sporty as other mid-size sedans, it handles very well and carries with it the enviable brand that is respected worldwide. The e-class has a turbo diesel, V6, hybrid and twin turbo V8 for the coupes and convertibles.

If you want a used mid-size luxury sedan under $20,00 consider the 2009 Audi A4 with consistent rating of 9.3/10 from car experts, the 2009 Acura TL and the 2009 Cadillac CTS both with 9.1/10 ratings.

Best Luxury Sports Sedans

Tagged as a smart car, the Audi A4 is one of the best luxury sports sedans in the market. It has AWD with a supercharged V6 engine capable of topping at 333hp. The standard is the 6 speed and while its appearance is not as snazzy as other sport sedans, it’s what is under the hood that matters to most.

The A4 is also not as pricey as other top sports sedans like the Cadillac ATS-V, the BMW M3 and the Mercedes-Benz AMG C63.

The main issue you may have with the ATS-V is its infotainment system although engineering-wise, it is a twin turbo V6 capable of to 455hp. The BMW M3 is a legend in the auto world and is now exclusively used for BMW sedans.

This M3 is like a fully loaded sports sedan that can go from 0 to 60 mph and cover a quarter mile in 12 seconds.

Whether you drive a Sports, Luxury, Or Family Style Sedan you Should Weigh all your Car Insurance Options

What does auto insurance cost on Sedans?

One thing that most people do not know is how drastically car insurance costs can vary from one driver to another and from one vehicle to another even if that automobile is in the same class.

Another factor are the safety options and replacement parts that come with your sedan. Safety is key with insurance companies. Its keeps things like injuries and total damage costs down thus reducing claims.

If you are considering a sedan purchase make sure you thoroughly evaluate and discuss how each option might price out with your agent.

Of all sedans, the family sedan is the cheapest to insure because the parts are easily available and affordable, repair shops are plenty, and parents generally drive with safety upmost in their minds.

The most expensive sedans to insure would be the high end luxury and sports sedans because of the cost of repairs and the fact that these cars are appealing to the criminal minds and the thrill-seekers.

According to the recent publication of the Auto Financing Report by WalletHub, there are new trends in car insurance. For instance, new sedans are approximately $150 cheaper to insure than 3 year old sedans if they come from the same price range.

Also, it does not necessarily follow that an expensive sedan will automatically mean a higher insurance premium. There are other factors that can either increase or decrease rates such as body type, optional features, make and brand of car, and driver’s history.

Thus, while insurance can be estimated with online quotes based on your zip code, there are many other details to consider when negotiating for the best insurance rates. An in-depth chat with an insurance provider will always yield better results than relying on estimates.

Depending on the value of your sedan you may want to get full coverage however, you might be able to get away with a liability plan that suits your needs.

How much is car insurance on a Sedan?

Let Insurantly help you compare auto insurance on your sedan. Start below and enter your zip code. Top car insurance companies will be listed on the results page. Make sure you compare multiple quotes as rates can vary greatly from carrier to carrier.


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