Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

Full Bio →

Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Jul 19, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The Short of It

  • Three major providers offer a renter auto insurance discount to drivers
  • To qualify, purchase both renters and auto insurance through the same participating insurer
  • Expect to save an average of 16% on your annual premiums with this discount

If you live in a rental property, three national providers offer a renter auto insurance discount to drivers.

Below, discover how to qualify for renters discount auto insurance and find out how much you might save on your full coverage or basic insurance policy.

After comparing renter auto insurance discount rates, remember to also compare quotes from the top companies in your area by entering your ZIP code into our free tool above.

What providers offer a renter auto insurance discount?

If you’re looking for a renter auto insurance discount company, there are three major providers to compare:

  • Amica – 2%
  • Esurance – 30%
  • MetLife

If you buy renter discount auto insurance, expect to save an average of 16% on your annual premiums.

However, your age, driving record, and coverage needs also impact what you pay for auto insurance.

Therefore, to earn your lowest possible rates, compare quotes online from multiple providers and ask about other auto insurance policy discounts.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What is a renter auto insurance discount?

A renter discount rewards customer loyalty with a subtle rate reduction because you’re purchasing two lines of insurance through the same provider.

Therefore, this is one of the best auto insurance discounts to ask for if you require renters and auto insurance.

According to the Pew Research Center, more people are renting homes or apartments right now than in the past 50 years.

To qualify, you must purchase both lines of insurance through the same participating provider.

Some companies refer to this deal as bundling or a multi-policy discount and include other lines of insurance, like pet, RV, or home coverage.

So to earn the GEICO auto and renters insurance discount, you’d have to ask for a multi-policy discount instead of a renters discount. To learn more about the company, check out our GEICO car insurance review.

Renter Auto Insurance Discount: The Bottom Line

While the specific renter auto insurance discount is rare, bundling and multi-policy discounts are incredibly common.

If you rent your home, it’s worth comparing quotes from multiple providers online and asking about both styles of discounts to see how much you can truly save.

Now that you’ve learned about the affordable renter auto insurance discount, find the best provider for you by entering your ZIP code into our free rate tool below.