Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

Full Bio →

Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Jul 19, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The Short of It

  • Only two major providers offer a roadside assistance auto insurance discount to drivers
  • To qualify, you must enroll in an approved roadside assistance program
  • Drivers save an average of 5% on their annual policies with this savings opportunity

If you use a program like OnStar or AARP roadside assistance, you could earn a roadside assistance auto insurance discount from at least two national providers.

Keep reading to discover how drivers save an average of 5% on their full coverage and basic insurance premiums with this discount.

After learning how to buy roadside assistance discount auto insurance, remember to enter your ZIP code into our free rate tool above to compare quotes from reputable companies in your region.

What providers offer a roadside assistance auto insurance discount?

If you use OnStar or a similar driver assistance program, one of the best auto insurance discounts to ask for is the roadside assistance discount.

Drivers save an average of 5% on their annual premiums after qualifying for this savings opportunity.

Currently, those looking for a roadside assistance auto insurance discount company have two providers to compare:

  • Ameriprise
  • Esurance – 5%

It’s possible local companies in your region also offer this rate reduction to customers.

Your age, driving record, and coverage needs also impact your insurance costs.

If you decide to buy roadside assistance discount auto insurance, be sure you compare quotes online from multiple providers to secure your lowest possible rates.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What is a roadside assistance auto insurance discount?

The roadside assistance insurance discount provides you with a rate reduction for investing in a third-party feature that helps reduce your risks on the roads.

For example, if you use OnStar to tow your vehicle after experiencing a flat tire, it prevents you from filing an insurance claim and costing your provider more money.

According to the National Highway Traffic Safety Administration (NHTSA), Americans put a collective 3.2 trillion miles on their tires in 2017.

To qualify for these savings, you must provide proof to a participating auto insurance company showing you use an approved roadside assistance program.

Be careful not to confuse this auto insurance policy discount with roadside assistance promo codes available online or through different businesses.

Some companies might also offer a roadside service package as an add-on to your insurance policy.

Roadside Assistance Auto Insurance Discount: The Bottom Line

If you’re already an Esurance or Ameriprise customer and use a roadside assistance program, ask about receiving this discount.

Otherwise, shop around and compare quotes online to see if this discount really can help you earn lower auto insurance prices.

Now that you’ve compared affordable roadside assistance auto insurance discount rates, you can compare quotes from the leading providers near you by entering your ZIP code into our free tool below.