Wyoming Car Insurance Laws
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UPDATED: Nov 22, 2020
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As a republic, the United States allows each of the fifty states to enact and enforce their own laws in many areas. One of these areas is auto insurance requirements. Wyoming auto insurance laws are among the most liberal in the country in some ways, but they also contain some very strange provisions.
After the terrorist attacks of September 11, 2001, the United States federal government enacted several laws that made it more difficult for people to obtain identification falsely. One of the provisions was the requirement for each state to overhaul its driver’s licensing system to ensure the license itself is difficult to counterfeit and that the requirements for obtaining one are more stringent. Among the requirements that many states enacted is the requirement to submit a fingerprint to obtain a license.
Under Wyoming Car insurance law, you also must also agree to submit your fingerprints to be eligible to apply for auto insurance in the state. The law doesn’t actually apply directly to the insurance policy, but rather to ensuring that all licensed drivers are “trustworthy,” fair and honest. Anyone applying for a new driver’s license in Wyoming must also submit to the fingerprint check. Only after you have been lawfully licensed in the state and met all the background check requirements will you be eligible to receive your Wyoming driver’s license.
In addition to the fingerprint check, applicants must supply a secondary form of identification such as a U.S. birth certificate, U.S. passport or immigration document. This is required for anyone applying for an initial license or those who already have licenses who are applying for new Wyoming car insurance. Once again, the stated purpose for this is to ensure the legality and identity of drivers in Wyoming.
As strict as these auto insurance laws are and as complicated as the process for obtaining a policy is in Wyoming, the penalties for non-compliance is also harsh. While driving without auto insurance carries stiff monetary and criminal penalties in all states, Wyoming is among the most intolerant of violators.
If you would like to learn more about any type of insurance requirements in Wyoming, including Wyoming insurance law, you can visit the Wyoming Insurance Department’s website. The website contains complete information about insurance requirements for individuals as well as businesses providing insurance in Wyoming.