Does GEICO auto insurance cover rental cars?
GEICO covers rental cars through its full coverage package. Rental car reimbursement doesn’t provide rental car insurance, but GEICO’s full coverage auto insurance policy covers rental vehicles. GEICO insurance extends your coverage limits to a rental car as if you owned it, but liability-only coverage may not provide this perk. Shop around and compare multiple insurance companies to get the best rental car insurance.
Read more
Secured with SHA-256 Encryption
Find the Lowest Car Insurance Rates Today
Quote’s drivers have found rates as low as $42/month in the last few days!
Table of Contents
Table of Contents
Managing Editor
Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. She curated news articles and insider interviews with investors and small business owners, leading to conversations with key players in the le...
Laura Kuhl
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Brandon Frady
Updated February 2025
Did you know rental car insurance is different from rental car reimbursement? Geico auto insurance is one of many insurance companies that extends coverage beyond your personal vehicle.
But how much is rental car insurance? Don’t worry, we’ll answer that question for you and more.
This article explains how Geico’s rental car insurance works, why you should get rental car reimbursement, and how bundling insurance coverage saves money.
Read on to learn all about Geico auto insurance coverage for rental cars. Use the free online quote tool above if you’re ready to compare multiple insurance companies near you.
- Geico extends your auto insurance policy to rental cars
- Rental car reimbursement can provide a refund for fees from rental car companies
- You can pay as low as $2 a month for rental car reimbursement
Does Geico cover rental cars?
Yes, it does. Geico rental car insurance is an extension of coverage from your insurance policy. In other words, Geico car insurance provides the same coverage limits to rental cars as if you owned the vehicle.
If you want to make sure you’re covered, buy the car rental insurance from the company. Geico’s rental insurance will cover you, but purchasing more rental coverage guarantees that you’re covered for complicated situations.
How does my insurance cover rental cars?
Geico’s insurance for rentals expands your auto insurance policy to your rental vehicle. This can save you from out-of-pocket expenses that involve rental insurance fees.
How do I find the best rental auto insurance policy?
Rental insurance policies vary by company. Some car insurance companies may not extend your insurance policy to a rental vehicle.
Therefore, it’s wise to buy insurance with a rental company. This prevents you from getting into situations where a car insurance policy may not cover specific incidents.
How much is rental insurance?
Rental car insurance is between $5 and $60 per day. However, the price of your rental insurance depends on the vehicle you’re renting.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Can rental car reimbursement cover auto insurance rental fees?
Yes, it can. Geico’s insurance for rentals doesn’t cover refunds. But you can add rental car reimbursement to your policy to get money back that you spent on a rental vehicle.
Since rental car insurance comes with a fee, you could be reimbursed.
Rental car reimbursement coverage is an option that provides a refund from the auto insurance company after you’ve paid for rental car service while your vehicle undergoes repairs.
Is rental insurance included in full coverage auto insurance?
Yes, it is. Full coverage car insurance is a combination of liability, collision, and comprehensive coverage. Your full coverage insurance also comes with other insurance options, such as rental car reimbursement, personal injury protection, medical payments, and emergency roadside assistance.
But how much is full coverage car insurance at Geico? Let’s examine the monthly rates of full coverage costs at Geico by state:
Monthly GEICO Auto Insurance Rates| State | Monthly Geico Insurance Rates |
|---|---|
| AK | $209 |
| AL | $235 |
| AR | $354 |
| AZ | $327 |
| CA | $227 |
| CO | $394 |
| CT | $414 |
| DC | $461 |
| DE | $445 |
| FL | $535 |
| GA | $289 |
| HI | $108 |
| IA | $210 |
| ID | $281 |
| IL | $311 |
| IN | $265 |
| KS | $289 |
| KY | $493 |
| LA | $396 |
| MA | $237 |
| MD | $386 |
| ME | $184 |
| MI | $930 |
| MN | $274 |
| MO | $293 |
| MS | $347 |
| MT | $327 |
| NC | $324 |
| ND | $316 |
| NE | $231 |
| NH | $189 |
| NJ | $357 |
| NM | $289 |
| NV | $379 |
| NY | $334 |
| OH | $224 |
| OK | $267 |
| OR | $320 |
| PA | $318 |
| RI | $354 |
| SC | $245 |
| SD | $326 |
| TN | $337 |
| TX | $356 |
| UT | $251 |
| VA | $211 |
| VT | $221 |
| WA | $248 |
| WI | $260 |
| WV | $342 |
| WY | $316 |
Geico’s cheapest full coverage policies are located in Hawaii, but Geico’s most expensive rates are in Michigan. These are just estimates, so your car insurance rates may be more affordable.
How much does rental car reimbursement cost per month?
Rental car reimbursement is between $2 and $15 a month, but you could pay more in your state. Auto insurance companies are known to issue more expensive rates for different states.
How do I save money on Geico auto insurance?
If you’re concerned about the cost of Geico car insurance, look for available discounts. Geico is known for its insurance deals to customers, but did you know you can save money by bundling Geico homeowners insurance with auto insurance?
Adding other insurance products to your insurance bill can save at least 10% on Geico car insurance. Drivers who rent an apartment should also consider Geico renters insurance. You can use renters insurance to protect personal items stolen from your home or vehicle.
But the fastest way to cheap Geico insurance is through a clean driving record and excellent credit. You can save up to 35% when both of these factors are part of your car insurance policy.
Read more: Geico Car Insurance Guide [Data + Expert Review]
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Does Geico Cover Rental Cars? The Bottom Line
Geico is one of the few companies that cover your rental car, but you should also buy the rental coverage from the rental car company. This provides coverage from various angles.
You won’t get rental insurance from Geico with liability-only coverage, so you’ll need to get full coverage insurance for extra benefits. Check out our Geico car insurance review to learn more about the company.
Before you buy Geico coverage for rental cars, use our free online quote tool to compare quotes from multiple companies in your area.
Frequently Asked Questions
Do you want to know more about car rental coverage? Let’s look at some answers to frequently asked questions to learn more.
#1 — Do I need auto insurance to rent a car?
No, you don’t. But you’ll need a driver’s license in addition to purchasing rental car insurance from the rental company.
#2 — Do credit card companies provide rental insurance?
It depends on the credit card network. Visa and Mastercard are two credit networks that provide car rental insurance as a perk to customers.
#3 — Is auto insurance higher on a rental car?
Yes, it is. On average, car insurance is $94 a month. Meanwhile, rental car insurance is between $5 and $60 a day.
The rental vehicle insurance model is designed for short-term use, and you’ll get a better deal through privately owned car insurance.
#4 — Does travel insurance cover rental cars?
It depends on your travel insurance policy. Travel insurance policies with rental car collision and comprehensive coverage provide insurance for rentals. However, you could still face expensive out-of-pocket costs.
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption