Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Car Insurance Agent Daniel Walker

UPDATED: Mar 3, 2022

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The Short of It
  • A-Max Insurance is not offered outside of Texas
  • You can get SR-22 insurance through A-Max
  • A-Max has been in business for 20 years
In most states, drivers need at least liability auto insurance to stay street-legal. If you choose to drive without insurance, you could incur pricey legal fees or wage garnishment if you damage someone’s car without paying for the repairs. The good news is that a policy from A-Max Insurance can protect you and your car anytime you decide to go for a ride. Keep reading to learn more about this Texas-based company’s history, the coverages you can obtain with an A-Max auto insurance policy, and how to find A-Max Insurance locations.

When was A-Max Insurance founded?

Now led by CEO Irshad Meherally, A-Max Insurance opened its doors for business in 2002. Although this company is young compared to other insurance companies, A-Max Insurance has rapidly grown and offers more than Texas car insurance. You can treat A-Max Insurance as your one-stop shop if you need coverage for a motorcycle, your home, or even your business. Unfortunately, if you live outside Texas, you can’t purchase a policy through A-Max. You can, however, use free resources to help you find an insurance company that meets your needs. This data table displays the average rates offered by major insurance companies that provide coverage throughout the United States:
Average Annual Auto Insurance Rates by Company
CompaniesAverage Annual Auto Insurance Rates
Liberty Mutual$6,009.52
State Farm$4,145.20
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If you want to learn more about A-Max Insurance, you can send an email to [email protected] or call 979-310-4285 to find out if an A-Max location is close to where you live.

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What are the pros and cons of A-Max Auto Insurance?

A-Max Insurance offers liability-only and full coverage options to provide you with the coverage you need. In addition, if you’re looking for auto insurance companies that accept DUIs on a driver’s record, you’ll be pleased to learn that A-Max Insurance provides SR-22 insurance, which can help you get back out on the road if your license was suspended or revoked. If you’re looking to give your business to financially strong companies, you may be perturbed to learn that A-Max doesn’t have an A.M. Best rating. However, A-Max continues to thrive after two decades of serving Texas drivers. Another attractive feature of A-Max Insurance is its user-friendly website to make your A-Max insurance payment and file a claim.

How is A-Max’s auto insurance customer service?

A-Max Insurance touts an A+ rating from the Better Business Bureau. This rating indicates that you can expect to receive exemplary customer service when working with an A-Max representative. You can also read free A-Max insurance reviews online to learn more about its interactions with its clients.

How do I get a quote for A-Max auto insurance?

You can easily apply for a quote through the A-Max website, but you will need to be prepared to share details about your vehicle’s safety features, how much you drive in a year, and the age of your car. You will also need to divulge your full name, driver’s license number, and address.

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How much does A-Max auto insurance cost?

A-Max insurance rates vary depending upon the driver, as no two drivers share the same driving history, credit score, or address. For example, if you live in a busy Texas city with many traffic accidents, you could pay higher rates than someone who lives in a rural area. If you are worried that your car insurance rates could be too high for your budget, you can review this list of discounts offered by A-Max to help drivers keep rates low:
A-Max Auto Insurance DiscountHow to Qualify
Multi-Car DiscountBy insuring two or more vehicles on the same policy
Proof of Prior Insurance DiscountHaving previously had insurance for 6 months or more with no more than a 30-day lapse in coverage
Homeowner DiscountBeing a homeowner (not necessarily carrying your homeowner’s insurance with A-Max)
Customer Loyalty DiscountIf you renew your policy and have no accidents or tickets, you may qualify for a 5% discount
Marriage DiscountBeing married (does not require your spouse to be on the same policy)
Paid in Full DiscountPay your insurance premiums 6- or 12-months at a time
EFT DiscountPay your monthly premium with automatic electronic withdrawal
Good Driver DiscountMaintain a clean driving record for the previous 5 years
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Another step you can take to reduce your car insurance rates is increasing your collision and comprehensive deductibles. Your rates will decrease as you raise your deductibles, but make sure to keep your deductibles within a reasonable limit. You are required to pay your deductible before filing a collision or comprehensive claim. If your deductible is too high, you may not be able to get the repairs you need for your vehicle.

Does A-Max sell different types of insurance policies?

Many individuals need protection for other items besides their vehicle, so if you need more than just an A-Max car insurance policy, you’re in luck. A-Max offers a wide range of insurance products. These products include:
  • Motorcycle insurance
  • Boat and watercraft insurance
  • RV insurance
  • Renters insurance
  • Mobile home insurance
  • Commercial auto insurance
  • General liability insurance
  • Mexico tourist insurance
You can turn to A-Max for more than just insurance coverage too. For example, you can visit an A-Max location if you need to get a document — like a transfer of sale — notarized. However, you will need a current form of photo identification.

What You Need to Know About A-Max Insurance

A-Max Insurance has been in business for over a decade. It could be your one-stop shop for insurance if you live in Texas. It provides car insurance, but you can also obtain home and watercraft insurance through this company. In addition to insurance coverage, you can reach out to A-Max for notary services. Of course, if you don’t call the Lone Star state your home, you can shop for a nearby insurance company online.