Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Oct 18, 2021

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The Short of It

  • None of the top ten auto insurance providers accept Cash App
  • Most auto insurance companies that don’t accept Cash App will still accept online bill payments through electronic funds transfers (EFTs)
  • If you pay your auto insurance bills with Cash App, you may be eligible for on-time and automatic payment insurance discounts

Over 36 million people use Cash App right now to send money, invest in the stock market, and pay their bills online.

If you’re wondering how to buy auto insurance online without a credit card or if you can pay for auto insurance with cash instead of credit, signing up for Cash App could be an option.

Before buying auto insurance, it’s essential to know which companies offer the payment options you prefer and which have driver discounts for on-time and automatic payments.

Keep reading to find out which auto insurance companies accept Cash App and how you can use electronic funds transfers to pay your insurance bills online.

If you’re ready to buy auto insurance from auto insurance companies that accept Cash App or allow you to pay online, use our free comparison tool above.  Enter your ZIP codeto get free auto insurance quotes from companies in your area.

Which auto insurance companies accept Cash App?

Unfortunately, car insurance companies that accept Cash App are few and far between.

None of the top ten auto insurance companies accept Cash App directly; however, most companies accept bill payments online with an electronic funds transfer (EFT) through your bank account.

If you use Cash App, you will be given a checking account that can be used to process online and automatic payments through an EFT.

Cash App is a mobile payment app with which account holders can transfer money without needing a bank account.

When you sign up for a Cash App account, you will be given account and routing numbers that you can use to pay bills with your Cash App balance.

These numbers can also be used to set up a direct deposit and automatic bill-pay with certain institutions.

Which auto insurance companies accept online bill payments through EFT?

Any insurance company using mobile-pay apps or a website that accepts online payments will often take an electronic funds transfer as well.

But be aware that compatibility between financial institutions and insurance companies can vary. Depending on where you live, specific car insurance payment options may not be available.

Here is a list of companies that explicitly list EFT as an auto insurance payment option:

  • GEICO
  • Nationwide
  • Progressive
  • Farmers
  • Travelers

This list might look short, but don’t be discouraged. Expectations surrounding online bill-pay are changing. More and more providers offer paperless billing and automatic payment options to entice customers and ensure premiums get paid on time.

Smaller, local providers in your area may accept Cash App or other forms of online payment. The easiest way to find affordable auto insurance companies that take Cash App near you is to comparison shop online.

To give you an idea of how much auto insurance rates from car insurance companies that accept Cash App should cost, here are the average annual rates for the companies listed above:

Average Car Insurance Rates from Auto Insurance Companies that Accept EFT
CompaniesAverage Annual Rates for Liability CoverageAverage Annual Rates for Medium CoverageAverage Annual Rates for Full Coverage
Farmers$3,922$4,166$4,494
GEICO$3,002$3,214$3,429
Nationwide$3,395$3,450$3,505
Progressive$3,737$4,018$4,351
Travelers$4,224$4,462$4,619
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These rates are just averages, and your personal auto insurance quotes will be impacted by where you live, your driving record, and the kind of car you drive.

If you really want to save money with auto insurance companies that accept Cash App, look for providers offering paperless auto-billing auto insurance discounts.

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Can I pay for auto insurance with Cash App?

Yes, you can pay for car insurance with Cash App.

To pay your auto insurance bills with Cash App, tap the Banking tab and choose Deposits & Transfers. Next, select “Copy Account Details” and enter in your insurance information as well as the routing and account numbers provided to you by Cash App.

Cash App account numbers operate like checking or savings account numbers and are accepted at most major banks and businesses.

If you have Cash App, you also have the option of using the Cash Card, a debit card that can be used online or in-person. You can link the Cash Card to any Apple Pay or Google Pay account and pay bills that way.

What You Need to Know about Auto Insurance Companies That Accept Cash App

There aren’t many major auto insurance companies that accept Cash App directly. You will have to shop for car insurance from companies that accept electronic fund transfers from checking and savings accounts if you want to use Cash App to pay your insurance bills.

Cash App gives users routing and account numbers that make online bill-pay easy. Still, state laws where you live will impact whether these auto insurance payment options are available to you.

Research your state insurance laws and compare multiple companies to find the most affordable car insurance company that accepts Cash App in your neighborhood.

Start comparing companies now with our free comparison tool below. Enter your ZIP code to get free auto insurance quotes from local companies.