Omni Auto Insurance Review: What to Know (2026)

When you are driving on the road, you need to be prepared for anything from distracted driving to road rage. It is important to put your safety first before turning your key in the ignition. Purchasing a solid insurance plan is necessary for protecting yourself as a driver.

However, with so many insurance companies in today’s market, drivers may have a difficult time ascertaining which one is the best fit for their needs. Thankfully, you can make use of free Omni Insurance reviews like this one that can help you discover which insurance company is right for you.

Keep reading to learn more about Omni Insurance, its available coverages, and discover if this company is highly rated.

What is Omni Insurance?

Omni Insurance opened its doors for business in 1986, but now it is part of Good2Go Insurance. Omni currently writes policies for Good2Go. This relationship means that your searches for the Omni Insurance website or phone number will lead you to the Good2Go website.

CEO Joe DeLago leads Good2Go, and its head office is located at 2018 Powers Ferry Road SE, Ste 400, Atlanta, GA 30339. You can call the company at 1-800-777-6664 if you would like to learn more about this company.

Who should buy Omni Insurance?

If you need low rates, an Omni Insurance policy might be a good fit for you. This insurance company also writes policies for high-risk drivers who are struggling to find coverage. However, you will not be able to buy additional coverage options, like new car replacement.

Despite that, you will still be able to obtain protection with the traditional coverages that are available through Good2Go.

If you have an Omni Insurance payment due, you can visit the Good2Go website and use the online payment feature to keep your coverage in good standing.

How can drivers file a claim with Omni Insurance?

There is no need to go digging through your insurance paperwork to find the Omni Insurance claims phone number after you have been in an accident. Good2Go’s claims department handles all Omni Insurance auto claims. If you need to file a claim with Good2Go, you can call 800-727-6664 or contact the claims department by sending an email to [email protected].

You can also file a claim via Good2Go’s website if you need help right away.

Is Omni Insurance highly rated?

Since Good2Go backs Omni Insurance, you will need to study Good2Go’s ratings to discover if this company is right for you.

Now, drivers who are determined to work with financially strong companies will be disappointed to learn that Good2Go doesn’t have a rating from A.M. Best or Demotech. If you are searching for an insurance company that has proven its financial strength, you may be interested in some of the companieslisted below:

• Allstate
• American Family
• Farmers
• Geico
• Liberty Mutual
• Nationwide
• Progressive
• State Farm
• Travelers

Researching an insurance company’s financial rating is very important because this information will reveal if the insurance company has the financial reserves to pay out claims.

Now, if your primary concern is finding a company that provides high-quality customer service, you will be happy to learn that the Better Business Bureau awarded Good2Go with an A- rating.

Does Omni Insurance provide good coverage?

Omni Insurance writes liability-only and full-coverage policies for Good2Go drivers. While you will need to request a quote to see what coverages are included in a Good2Go policy, you can typically expect to receive these coverages:

• Bodily injury liability
• Property damage liability
• Collision coverage
• Comprehensive coverage
• Un/Underinsured motorist
• Personal injury protection

When setting up your policy, it is in your best interests to set your liability levels to at least 100/300/100.

These limits mean that if you caused an accident, you would have access to $100,000 in coverage that could help you pay for the injured driver’s medical bills and $300,000 per accident in case other people, like passengers, were hurt.

The last $100,000 allows you to cover any property damage you caused during an accident. If you do not set your limits high enough, you could be solely responsible for any remaining costs.

Drivers who don’t have enough liability coverage could face being sued and having their wages garnished.

Are Omni Insurance rates competitive?

Unfortunately, sample rates are not available on the Good2Go website, but you do not have to wait to start planning your budget. On average, drivers pay $1,655 per year for a full-coverage policy and $785 per year for liability-only insurance.

If you are worried that your rates are too high, you can take steps to lower them. For instance, you could raise your collision and comprehensive deductibles. Since your deductibles and rates have an inverse relationship, you could save money by increasing your deductibles. 

Remember not to raise your deductibles too high, though, as you will need to pay those out of pocket if you have to file a claim.

You can also work to lower your rates over time by:

• Following safe driving practices
• Improving your credit score

Since insurance companies scrutinize your driving record and credit score to see if you pose a risk to the company, keeping your moving violations low and your credit score high can help you reduce your rates.

Does Omni Insurance offer discounts?

You do not have to break the bank to get the coverage you need. Instead, you can utilize discounts from Good2Go to lower your rates. Good2Go offers over 10 discounts, and some of these discounts could lower your rates by as much as 25%.

Some of these discounts include:

• Policy renewal
• Multi-car
• Homeownership
• Good driver
• Student driver
• Airbag and passive restraint
• Non-owner
• Prior insurance
• Driver’s education

The discounts offered by Good2Go are nothing to sneeze at. However, as you shop for insurance, request quotes from at least five different companies. Following this simple rule will allow you to verify that you are getting the best coverage at the best rate.

Omni Insurance: What You Need to Know

Good2Go Insurance owns Omni Insurance and helps high-risk drivers get the coverage they need to be street-legal.

The BBB has given this company a high rating from the BBB, but, unfortunately, A. M. Best doesn’t have a rating for Good2Go. However, if you own an Omni Insurance policy, you will be able to make use of convenient tools like online pay and claim filing features.

Good2Go does offer an impressive array of discounts, but discounts alone should be your only reason for purchasing a policy. Request free quotes online so you can compare policies and be sure that you are picking one that offers excellent coverage at great rates.