Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Car Insurance Agent Daniel Walker

UPDATED: Jul 19, 2021

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When it comes to the regular maintenance of our cars, there are a number of things drivers will tend to ignore. That can include everything from regular oil changes, to keeping your tires inflated.

However, ignoring the basic maintenance of your car can lead to problems that result in increased auto insurance payments.

By refusing to follow a simple maintenance schedule, you could end up paying much more in insurance premiums, when you should be paying for affordable coverage.

It’s why we’re giving you our top ten expert-recommended tips in keeping your car well-maintained. Keep reading as we reveal our can’t-miss picks.

You can also begin trimming your monthly payments by shopping rates. Start now by entering your ZIP code into our free car insurance comparison tool.

How often should you change your oil?

First thing’s first: how often should you change your oil?

Most auto shops that perform oil changes typically recommend once every 3,000 miles. Everyone has heard and seen this.

After the shop changes your oil they place a sticker inside your auto on the driver’s side upper left-hand window that provides your current mileage and the mileage you should come back to get another oil change. Which is typically 3,000 miles.

Is this philosophy correct or is it okay to go longer than 3,000 miles? More on that later. First, I’d like to offer you a checklist of the little things you should be mindful of when it comes to regular updates to your vehicle.

A vehicle that does not run as it should lead to on-road complications putting you at higher risk of an accident, which leads to a higher rate on your auto insurance.

As it stands, the cost of car insurance is going up. Just at the experts from the Insurance Information Institute (III), who say that the average cost of car insurance rose five percent from 2017 to 2018 (the most recent data available).

Put the brakes on this dangerous trend today by making note of our top ten auto maintenance tips. 

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Top 10 Ways to Maintain your Automobile’s Performance

There’s no need to complicate it. Whether it’s checking your tires or ensuring you don’t have a bad transmission, good car maintenance beings with you. Follow these ten tips to ensure your car remains in tip-top, working condition: 

  1. If you are scheduled to get maintenance for your car do not ignore this. Just get it done.
  2. Is your check engine light on? Take your car to your mechanic for a look.
  3. Changing your oil. How often do you do this?
  4. Tire pressure. We are all guilty of this. Find out the optimal pressure for your tires and maintain it.
  5. Don’t neglect your coolants. All of them.
  6. Is your car running too hot overheating? Take it to your mechanic.
  7. Change all your filters. When was the last time you had them checked?
  8. Do you have a trustworthy auto shop? We’ve all heard horror stories. Ask friends and family who they use.
  9. Do you settle for aftermarket parts?
  10. Do you like to fix things yourself? Perhaps with your vehicle, it’s best a professional look at it.

Maintaining Your Car: Additional Tips

Filters are considered one of the leading items ignored. Sure enough, this little thing can lead to all kinds of issues. It’s only $20 to get most replaced, yet it can save you lots of heartaches by avoiding damage to your sensors which are five to 10 times as expensive.

Most people do not get a regular oil change. Dirty oil does not mix well with most engines and can lead to engine failure.

So to my initial question about how often you should change your oil. The rule most people know is once every 3,000 miles. But if you ask an expert they will tell you to refer to your auto’s manufacturer recommendations, not your oil change guy.

“Frequent oil changes do not necessarily mean better performance or longer engine life,” CalRecycle Director Caroll Mortensen told The Auto Channel.

They report that with today’s advances in technology every 3,000 miles is unnecessary. They recommend following your manufacturer’s recommendations. This not only is good for your car but also good for the environment.

Top 10 Ways to Maintain Your Automobile’s Performance: The Bottom Line

These little things to keep proper maintenance on your vehicle can also help you keep your premiums where they are. A riskier car can lead to accidents and higher premiums.

If you follow these 10 things to maintain your automobile’s performance you have a better chance of a long-lasting car that doesn’t cost you an arm and a leg to insure.

As long as you’re working to maintain your car, you should add another item to your list — finding the best auto insurance rates. Compare prices now by plugging your ZIP code into our free car insurance comparison tool.