What You Need to know about Auto Insurance if you are Male Under 25 Years Old

FREE Car Insurance Comparison
img Secured with SHA-256 Encryption

What You Need to know about Auto Insurance if you are Male Under 25 Years Old

Marissa Hayes is a technical editor and contributing writer for Insurantly.com. She holds a Bachelor’s Degree in history, and she was the editor of the literary...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance...

Full Bio →

Reviewed byDaniel Walker
Licensed Auto Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/insurantly-live/2020/03/daniel-walker.png

UPDATED: Apr 7, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

What You Need to know about Auto Insurance if you are Male Under 25 Years Old

You are here:

  1. Auto Insurance
  2. Cheapest Coverage
  3. What You Need to know about Auto Insurance if you are Male Under 25 Years Old

Learn about car insurance for males under 25

In a driver’s manual, it says that driving is a privilege, not a right. Sadly, many young male drivers forsake that privilege and end up with bad driving records. Having a history of bad driving can come with steep fines and even the loss of a driver’s license.

Most of all, it can cause someone’s car insurance rates to increase. Cheap auto insurance for males under 25 can be possible if they follow some of these useful tips.

Below are some examples Insurantly put together of what to do and what not to do when a 25 and under male is looking for the cheapest car insurance.

What To Do.

With the exception of Iowa, every state in the country on average has higher car insurance rates for men. This is due to women being more sensible drivers. They are less likely to have any serious driving offenses. They also drive more sensible cars.

On average, women drive less expensive cars than men, so the cars they drive present less financial liability to an insurance company. Twice as many men have speeding tickets and DUI’s on their records than women. Men are also in involved in more auto accidents than women.

As far as driving statistics go, they are not on the side of men. That is something insurance companies are mindful of, and they will adjust their rates and policies accordingly.

With this in mind, the best thing for a young male driver to do is set a good example. Driving safely will reduce the likelihood of getting multiple speeding tickets and other traffic violations. Driving safely includes avoiding texting or making phone calls while driving, driving drunk, and always wearing a seat belt.

Some insurance companies (like Allstate, Farmers and State Farm) offer safe driver discounts and good student discounts. If you are a male under 25 years old these are good ways to obtain more affordable car insurance.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What Not To Do.
Young drivers are inexperienced and are easily distracted. These distractions come in many forms such as friends riding in your vehicle, making phone calls, and texting while driving.

As males go through these learning periods they mature and are less prone to poor judgment while operating a motor vehicle. As a result car insurance rates go down after the age of 25.

The best advice that can be made for young male drivers is to practice common sense behind the wheel. Avoid driving with alcohol in the vehicle, driving while intoxicated, always wear a seat belt, and avoid any cell/smartphone usage while driving any automobile.

Getting a driver’s license and being able to drive is a right of passage for young people everywhere. Sadly, many of them squander this opportunity by being reckless behind the wheel. Nothing good will ever come from poor driving habits.

Starting good driving habits early is an easy way to ensure you develop into a safe driver. As a male under the age of 25 years old your auto insurance rates will not be cheap, but you can avoid unnecessary rate increases by being smart while driving your vehicle.

Which car insurance companies have the cheapest rates?

Unless you have multiple speeding tickets, DUIs, multiple car accidents and claims you might be surprised that some of most well-known companies have the cheapest payment options for males under 25.

Allstate Car Insurance quotes. Has been around for a long time and provide multiple resources for young drivers. You might want to read Insurantly’s review and comparison to learn more.

. One of the most entertaining insurance companies with its “Flo” character Progressive is rated high for being flexible. They want everyone to be their customer. They have great customer satisfaction ratings and are considered to be one of the best-priced providers.

Geico car insurance quotes. Yet another entertaining car insurance company. They too have great customer service ratings and are very competitive providing some of the cheapest quotes in the industry.
The General Car Insurance. You might want to check The General out as well to round off your comparison. They’re niche is high risk drivers. Given you are male and you are under 25 they might be your best option.

Males 18 Years Old or Younger

You are either in high school or just graduated. If you are getting pressure to get off your parents’ policy and buy your own you need to know that it’s going to cost you. Your best bet is to get multiple car insurance quotes because each carrier will give you a different rate based on their risk criteria.

Car Insurance for 21-Year-old males

You are just about a grown man but most likely still have a lot to learn about responsibility. Perhaps you are still in college, almost done, or you decided to forgo a college career after high school. Regardless, your auto insurance is not cheap compared to a male driver over age 30. Hopefully, if you have been driving since age 16 your driving record is clean. Like 18-year-old males your best bet if you are looking for car insurance is to compare multiple quotes to find a payment and coverage that suits your needs.


Get started on a quote today!

Compare quotes from the top car insurance companies and save!

img Secured with SHA-256 Encryption