Last updated: September 28, 2016 at 15:21 pm
Learn about car insurance for males under 25
In a driver’s manual, it says that driving is a privilege, not a right. Sadly, many young male drivers forsake that privilege and end up with bad driving records. Having a history of bad driving can come with steep fines, and even the loss of a drivers license.
Most of all, it can cause someone’s car insurance rates to increase. Cheap auto insurance for males under 25 can be possible if they follow some of these useful tips.
Below are some examples Insurantly put together of what to do and what not to do when a 25 and under male is looking for the cheapest car insurance.
Males under 25 What to do and what not to do
What To Do.
With the exception of Iowa, every state in the country on average has higher car insurance rates for men. This is due to women being more sensible drivers. They are less likely to have any serious driving offenses. They also drive more sensible cars.
On average, women drive less expensive cars than men, so the cars they drive present less financial liability to an insurance company. Twice as many men have speeding tickets and DUI’s on their records than women. Men are also in involved in more auto accidents than women.
As far as driving statistics go, they are not on the side of men. That is something insurance companies are mindful of, and they will adjust their rates and policies accordingly.
With this in mind, the best thing for a young male driver to do is set a good example. Driving safely will reduce the likelihood of getting multiple speeding tickets and other traffic violations. Driving safely includes avoiding texting or making phone calls while driving, driving drunk, and always wearing a seat belt.
Some insurance companies (like Allstate, Farmers and State Farm) offer safe driver discounts, and good student discounts. If you are a male under 25 years old these are good ways to obtain more affordable car insurance.
What Not To Do.
Young drivers are inexperienced and are easily distracted. These distractions come in many forms such as friends riding in your vehicle, making phone calls, and texting while driving.
As males go through these learning periods they mature and are less prone to poor judgement while operating a motor vehicle. As a result car insurance rates go down after the age of 25.
Getting a drivers license and being able to drive is a right of passage for young people everywhere. Sadly, many of them squander this opportunity by being reckless behind the wheel. Nothing good will ever come from poor driving habits.
Starting good driving habits early is an easy way to ensure you develop into a safe driver. As a male under the age of 25 years old your auto insurance rates will not be cheap, but you can avoid unnecessary rate increases by being smart while driving your vehicle.
Which car insurance companies have the cheapest rates?
Unless you have multiple speeding tickets, DUIs, multiple car accidents and claims you might be surprised that some of most well known companies have the cheapest payment options for males under 25.
Allstate Car Insurance quotes. Has been around for a long time and provide multiple resources for young drivers. You might want to read Insurantly’s review and comparison to learn more.
Progressive Car Insurance quotes. One of the most entertaining insurance companies with its “Flo” character Progressive is rated high for being flexible. They want everyone to be their customer. They have great customer satisfaction ratings and are considered to be one the best priced providers.
Geico car insurance quotes. Yet another entertaining car insurance company. They too have great customer service ratings and are very competitive providing some of the cheapest quotes in the industry.
The General Car Insurance. You might want to check The General out as well to round off your comparison. They’re niche is high risk drivers. Given you are male and you are under 25 they might be your best option.
Cheapest Companies Under 25
See how much you can save.
Males 18 Years Old or Younger
You are either in high school or just graduated. If you are getting pressure to get off your parents policy and buy your own you need to know that its going to cost you. Your best bet is to get multiple car insurance quotes because each carrier will give you a different rate based on their risk criteria.
Car Insurance for 21 Year old males
You are just about a grown man but most likely still have a lot to learn about responsibility. Perhaps you are still in college, almost done, or you decided to forgo a college career after high school. Regardless, your auto insurance is not cheap compared to a male driver over age 30. Hopefully if you have been driving since age 16 your driving record is clean. Like 18 year old males your best bet if you are looking for car insurance is to compare multiple quotes to find a payment and coverage that suits your needs.