Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Jul 19, 2021

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The Short of It

  • Typically, Olive Garden delivery auto insurance isn’t provided by the company
  • If involved in an accident while on a delivery, your standard policy won’t cover it
  • When using your vehicle for work, you need a commercial or business-use auto insurance policy

Whether you need car insurance for part-time delivery drivers or a policy for full-time driving while working for Olive Garden, it comes with various questions. Olive Garden delivery auto insurance isn’t a standard policy.

Typically, you will be using your own vehicle. You should look at multiple companies to find the cheapest delivery driver insurance. Progressive and GEICO car insurance reviews are a great place to start but don’t forget many other companies are offering great discounts to save you money.

Ready to find affordable Olive Garden delivery auto insurance? Enter your ZIP code now for a quick comparison of delivery auto insurance rates from local companies.

Does Olive Garden provide its drivers with auto insurance?

Olive Garden does not give its drivers the commercial or business-use policy they need to be covered if in an accident. Some Olive Garden locations supply drivers with a vehicle for deliveries. In this case, your delivery vehicle insurance is covered.

Additionally, some franchises offer a non-owners auto insurance policy. You and your car would have coverage during deliveries. More often than not, Olive Garden will require you to have a clean driving record to qualify as a delivery driver. Check with your specific Olive Garden location for details.

Most of the time, you will need to purchase a commercial Olive Garden delivery auto insurance policy. Let’s take a look at what you may pay for a commercial policy based on the type of car you drive.

Average Minimum and Maximum Monthly Insurance Rates for Commercial Policies by Vehicle Type
Vehicle TypeMonthly Minimum Commercial Auto Insurance RatesMonthly Maximum Commercial Auto Insurance Rates
Delivery Van$275$516
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Some insurers may offer the addition of a business-use policy to your standard policy. However, not every insurance company offers this.

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What company offers the best Olive Garden delivery auto insurance rates?

Affordable Olive Garden delivery auto insurance is offered from various companies. While their standard rates may be a bit high, discounts can help cut down the cost of a commercial auto insurance policy.

Progressive and GEICO are known for offering cheap insurance rates for delivery drivers. Additionally, they have a lot of discounts to offer.

Let’s look at some Progressive sample rates for delivery auto insurance.

Olive Garden Delivery Average Monthly Progressive Auto Insurance Rates by Policy
Type of Auto Insurance CoverageProgressive Monthly Sample RatesMonthly Rate Increase Sample (Compared with a Personal Policy)
Personal Auto Insurance (No Delivery)$105.83N/A
Personal Auto Insurance (+ Delivery)Not AvailableNot Available
Business-Use + Personal Auto Insurance (Food Delivery)$296.83180.47%
Business Only Auto Insurance (for Food Delivery)$273.08158.03%
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While these are two of the top companies for commercial policies, don’t forget that many others may provide a better bang for your buck.

Shopping around for Olive Garden delivery auto insurance quotes is the best way to save money. It also ensures you get the commercial coverage you need if involved in an auto accident while on the job.

Ready to buy Olive Garden delivery auto insurance? Enter your ZIP code now for a quick comparison of car insurance quotes from various companies.