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UPDATED: Jul 19, 2021
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When renting a car in the country, you will have to check your current insurance policy on coverage. For State Farm policy holders, comprehensive insurance covers rentals in the USA and Canada only. However, the coverage will depend on the limits on the private car insured with the company. State Farm will also assess the situation and consider the circumstances surrounding the claim. They will also charge a deductible.
If you do not have comprehensive or collision car insurance with State Farm, then you are not covered when you rent a car. However, if you have plans to rent a car, you can always talk to your State Farm agent and request for additional coverage.