Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Nov 10, 2020

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When renting a car in the country, you will have to check your current insurance policy on coverage. For State Farm policy holders, comprehensive insurance covers rentals in the USA and Canada only. However, the coverage will depend on the limits on the private car insured with the company. State Farm will also assess the situation and consider the circumstances surrounding the claim. They will also charge a deductible.

If you do not have comprehensive or collision car insurance with State Farm, then you are not covered when you rent a car. However, if you have plans to rent a car, you can always talk to your State Farm agent and request for additional coverage.