Is it true you can get cheaper car insurance if you drive less than 25 miles per day?
The general rule among insurance companies is that driving less means lower premiums. In fact there are insurance companies that may be willing to discuss discounts for travel of 40 miles or less daily.
However, not all insurance companies offer a huge discount. In a recent survey, out of 249 insurance companies, only 7 gave considerable low daily mileage discounts. The discounts can accumulate if you qualify under other factors like zero car accident, age over 25, and even air bags.
There are up to 60% discounts available from large insurance companies based on the multi-factor system.
To get the bigger savings, contact your insurance company for an accurate assessment. You will have to provide proof of your driving history because they will definitely not take your word for it.
Also, you might as well inquire with other insurance companies since there is no standard formula that all companies follow.