Speeding Tickets And Your Car Insurance
If you love driving, then getting the chance to rev your engine or speed down a road should be one of the items in your bucket list. Unfortunately, getting caught speeding is not only an infraction on your driving record but also a major red flag with car insurance companies and local authorities. It tells everyone involved that you can be a risk to others, your passengers, and to yourself given the wrong circumstances.
You can safely assume that with multiple speeding tickets in a short period of time insurance will likely increase. However, you should know that there are different speeding violations from minor over-the-speed-limit to major catastrophes that threaten the lives or limbs of many people. In 2012, there were more than 10,000 deaths from speeding violations which has intensified the pressure on authorities to monitor drivers more closely and apply stiffer penalties whenever necessary.
It is also important to understand the cycle that takes place when you are issued a speeding ticket. The officer that issued your violation must report the incident to the DMV so the points can be added to your record. Insurance companies regularly pull out these reports from the DMV to cross check with their database. These requests by insurance companies can be expensive and the cost is ultimately included in any rate increases to drivers with violations.