Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Oct 29, 2021

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The Short of It

  • Coverage requirements depend on the state
  • The coverage needed by international visitors depends on the length of the visit
  • Some undocumented immigrants can receive coverage

Liability auto insurance is available for international visitors, providing protection should they cause an accident.

The coverage you should get depends on the length of your visit and where you’ll be staying. Understanding auto insurance companies that accept international licenses will help you find the best policy.

Before learning about auto insurance companies that accept international licenses, enter your ZIP code to get free car insurance quotes in your area.

How much is coverage from auto insurance companies that accept international licenses?

Comparing rates from auto insurance companies that accept international licenses will help you determine the most cost-effective option. The following chart shows the average annual and monthly full coverage insurance rates for American auto insurance companies.

Average Annual and Monthly Full Coverage Rates From Auto Insurance Companies That Accept International Licenses by Company
CompanyAverage Monthly Auto Insurance RatesAverage Annual Auto Insurance Rates
Allstate$160$1,921
Farmers$167$2,000
GEICO$117$1,405
Nationwide$124$1,485
Progressive$126$1,509
State Farm$121$1,457
Travelers$110$1,325
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As you can see, with Travelers and GEICO insurance, foreign license holders can obtain affordable coverage.

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Why do you need coverage from auto insurance companies that accept international licenses?

Auto insurance is required to operate a vehicle in the United States, and the requirements differ based on where you’re driving. Carrying the minimum coverage in one state will cover you in other states, as long as you’re only there temporarily.

Regardless of how long you’re visiting, car insurance for foreign license holders is necessary. This coverage protects you should you be at fault for an automotive accident.

Even if you don’t get into an accident, some situations require you to provide proof of insurance, such as getting pulled over by the police.

What type of coverage do you need from auto insurance companies that accept international licenses?

The amount of necessary auto insurance for an international visitor depends on how long you’ll be visiting. Short-term visitors might only need minimal coverage, while long-term visitors might require more insurance.

If you’re not going to be in the country for long, you can obtain enough coverage to drive from a rental car company. These companies provide insurance for people who have yet to acquire the state’s minimum coverage.

The Insurance Information Institute says that anyone who leases a vehicle will need a policy. You’ll still only require the state’s minimum coverage, but insurance is required to buy or lease a car. In this situation, you’ll need to compare quotes from auto insurance companies that accept international licenses.

In some cases, you might need to acquire an international driver’s permit. A person’s home country issues this document, which translates their driver’s license into several languages.

You might need this permit in addition to your actual driver’s license, depending on which state you’ll be driving in.

An advantage of purchasing insurance from a private company is that some provide extra benefits. For example, with Progressive car insurance, foreign license holders can receive roadside assistance.

While many insurance companies cover international travelers, there are some auto insurance companies that don’t accept international licenses. Before considering a company, make sure they accept international licenses.

Who is eligible for coverage from auto insurance companies that accept international licenses?

Auto insurance is only available for those with a valid driver’s license, regardless of where the license was issued. International travelers that have driving privileges from other countries can still obtain short-term or long-term insurance.

Most visitors and immigrants won’t have a problem obtaining coverage, but it becomes more complicated for undocumented immigrants. Those eligible for the Deferred Action for Childhood Arrivals (DACA) program can get a license and insurance in any state, but those ineligible for DACA can’t obtain either.

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Auto Insurance Companies That Accept International Licenses: The Bottom Line

The coverage needed by someone with an international license depends on how long they’ll be in the country. You might also need an international driver’s permit, depending on the state you’re visiting.

Knowing about auto insurance companies that accept international licenses will help you determine the best coverage.

Now that you know about auto insurance companies that accept international licenses, enter your ZIP code to find free car insurance rates in your area.