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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Car Insurance Agent Daniel Walker

UPDATED: Sep 29, 2021

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The Short of It

  • Some of the best auto insurance companies that cover Uber are GEICO, Erie, and USAA
  • USAA and Erie offer the cheapest rates starting at $6-$9 a month
  • GEICO rideshare insurance covers you whether you’re driving on the clock or for personal reasons

If you’re an Uber driver, having good auto insurance is a necessity.

So what are the best auto insurance companies that cover Uber? And how much does rideshare insurance cost?

Keep reading to learn everything you need to know before you buy auto insurance from companies that cover Uber.

Looking for affordable auto insurance companies that cover Uber? Enter your ZIP code above to get free quotes from auto insurance companies that cover Uber.

Which companies offer the best auto insurance for Uber drivers?

Although there are many companies that offer auto insurance for Uber drivers, some of the best and most affordable are:

  • Erie
  • USAA

We will cover these three companies below.


GEICO is one of the best and most well-known auto insurance companies for Uber drivers.

The rideshare insurance that GEICO offers is a type of hybrid insurance policy that replaces your personal policy.

This policy covers you whether you’re driving for work or driving for personal reasons, giving you some of the highest coverage available.

Although GEICO auto insurance rates vary, rideshare coverage usually only costs slightly more than what a personal policy would cost.


Erie has some of the lowest rates available for rideshare insurance that can cost you as little as $9 a month.

Erie’s rideshare insurance is available as an add-on to your personal auto insurance policy and all you need is a “business use” notation.

With rideshare insurance from Erie, you can be sure that you’ll be covered whether you’re driving a passenger or waiting for a request, making it a good option for Uber drivers that want high-coverage policies.


Rideshare insurance with USAA offers high coverage and can cost as little as $6 a month, making it one of the cheapest full coverage options.

USAA’s ridesharing coverage is available as an add-on to your personal policy and covers you when you are waiting for a ride request while logged into the Uber app.

This is called “gap coverage,” and helps to protect you at every stage while you’re driving.

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How much does auto insurance cost for Uber drivers?

Although auto insurance rates vary greatly depending on which company you buy auto insurance from and what type of auto insurance coverage you want, adding rideshare coverage to your policy can increase your insurance rates by 15%-20%.

Looking for the best rates from auto insurance companies that cover Uber? Enter your ZIP code below to get free quotes from top companies in your area.