Auto Insurance Companies That Sell Online
The best auto insurance companies that sell online are State Farm, USAA, Progressive, and Nationwide. You can easily secure cheap auto insurance online by using a free reputable quote tool. Plus, most of the top providers offer convenient same-day auto insurance online as a convenience for potential customers.
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UPDATED: Sep 21, 2021
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- The cheapest auto insurance companies that sell online are State Farm, USAA, Progressive, and Nationwide
- Almost all of the major insurance providers sell policies online
- Use a free, reputable quote tool to receive rates from multiple companies that sell online and compare them at the same time
These days, you can easily secure cheap auto insurance online in a matter of minutes. You can compare the best auto insurance companies that sell online using a free, reputable quote tool.
State Farm Auto Insurance Company offers the cheapest average rates online and even offers same-day auto insurance coverage.
Below, compare affordable auto insurance companies that sell online and learn how to secure your cheapest premiums.
Buy auto insurance from companies that sell online for free right now by entering your ZIP code into our reputable quote tool above.
What are the best auto insurance companies that sell online?
You can quickly request rates from auto insurance companies that sell online. Most of the national providers offer quote tools through the company websites.
Or you can use free rate tools that allow you to compare quotes from multiple providers all at once.
Nowadays, you might struggle to find affordable auto insurance companies that don’t sell online.
Take a look at the table below to compare annual auto insurance rates from our top recommended companies that sell online.
|Auto Insurance Companies||Average Annual Auto Insurance Rates|
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State Farm Auto Insurance Company is our top recommended insurer that sells policies online.
According to data from the National Association of Insurance Commissioners, State Farm holds the largest percentage of the private passenger auto insurance market share at 9%.
The company underwrites some of the cheapest average quotes throughout the country and offers plenty of stackable discounts you can earn.
Plus, financial ratings and customer reviews remain relatively favorable for State Farm year after year.
USAA Auto Insurance Company lands in second place. While rates are usually cheapest through USAA, and the discounts are comparable to State Farm, the company only services military families.
However, USAA is a strong option with a positive financial outlook and decent customer reviews for those who qualify.
Both providers are active in most parts of the country and provide competitive base quotes.
The financial outlooks for both companies are positive, but customer reviews are range from neutral to poor.
Consider looking into local providers if you want to work with an auto insurance company that doesn’t sell online.
But auto insurance rates from companies that don’t sell online also tend to be more expensive than those that do sell online.
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How do you get an auto insurance quote online?
You can usually secure auto insurance coverage quickly and easily online. So how long does it take to get auto insurance?
Larger companies, like our top recommended providers, almost always provide immediate coverage.
But smaller agencies may need up to a month before your policy goes into effect.
Also, be careful to avoid a coverage lapse. Always secure a new policy before canceling your old one.
Driving without insurance is illegal in almost every state. So be aware of the local laws where you live, and purchase at least the minimum limits required in your state.
But full coverage insurance could be required if you lease or finance your car. Fortunately, you can customize your insurance policy to cover what you need.
To secure insurance online, request a quote through a provider website or using the quote tools on an auto insurance comparison website. Enter accurate information to ensure your quote is correct.
What personal information do you need to provide to get auto insurance quotes? Usually, applications require the following details:
- Coverage needs
- Date of birth
- Driver’s license number
- Past insurance information
- Vehicle identification number
You’ll then receive a quote or multiple quotes, which you can compare before choosing a policy. However, you’re not obligated to make a purchase.
Finally, choose a payment method, monthly or up-front, and you’re all covered.
Be cautious of companies advertising instant auto insurance with no down payment. Reputable auto insurance providers never offer free coverage.
Payment is almost always required before your policy goes into effect.
But sometimes, if you’re a very high-risk driver struggling to find traditional coverage, you must buy auto insurance from companies that don’t sell online.
To request auto insurance quotes from companies that don’t sell online, you must call the insurer directly or talk with a captive agent.
Know that if a company is missing key information about you, your coverage cannot start immediately. So if your address cannot be verified, for example, a company may not sell you a policy right away.
Similarly, if you’re too high-risk of a driver with multiple at-fault accidents on your record, or if you own a rare or specialty vehicle, you also may not be able to secure same-day auto insurance.
Can you get anonymous auto insurance quotes online?
Many drivers prefer to remain anonymous when shopping around for auto insurance. Some people worry about receiving spam calls and emails or experiencing a credit check that negatively impacts their credit score.
Other concerns include not wanting to share personal information, like a home address, over the internet.
Unfortunately, fully anonymous auto insurance quotes do not exist. Most companies require your driver’s license number to apply for a quote.
However, you may find some that only ask for your ZIP code, date of birth, driving record, and car information.
The General is known for a short quote process that asks for the least personal information to create your quote.
Even still, it might not be an accurate rate. After you accept an offer, you’ll need to update your application information, which could lead to a different premium amount.
Your best option is to use a quote tool from a comparison website, like on this page. If you create an alias, though, you do still risk inaccurate results.
You can also try auto insurance calculators online to estimate what a person with similar demographics might pay for insurance in your area.
Auto Insurance Companies That Sell Online: The Bottom Line
Shopping online for auto insurance is easy and convenient. Plus, it’s more secure than some people might assume.
To find the best auto insurance company that sells online in your region, take the time to compare multiple rates.
Look at the various discount options, and check out the customer and financial reviews for each provider.
Save money on auto insurance by purchasing a basic coverage policy, reducing your deductibles, and earning policy discounts. Some companies even offer online shopper and paperless billing deals.
You can compare quotes from auto insurance companies that sell online right now for free by entering your ZIP code into our rate tool below.