Auto Insurance Companies That Will Cover a New Driver With a Green Card
Allstate and Progressive are the best car insurance companies that will cover a new driver with a green card. Car insurance companies that don't cover new drivers with green cards may want to avoid the risk of insuring a high-risk driver. But for insurance companies that do, green card holders can lower rates by 40% with discounts. Shop around and compare multiple companies to get the best deal.
Free Car Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Nov 23, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- New drivers with a green card can buy auto insurance
- If you’re eligible for several auto insurance discounts, you can save hundreds of dollars
- U.S. citizens who are new drivers pay the same amount as immigrants with a green card
Are you searching for auto insurance companies that will cover a new driver with a green card? There are several car insurance companies that will cover a new driver with a green card.
How can you get car insurance for non-U.S. citizens? Auto insurance for undocumented immigrants may sound complicated. But don’t worry – we’re here to help.
Read our guide to learn about the average cost of auto insurance for new drivers with green cards. Also, we’ll show you which car insurance companies sell coverage to green card holders and undocumented immigrants.
After you learn everything about auto insurance companies that will cover a new driver with a green card, use our free comparison tool above to compare multiple companies near you.
Table of Contents
Which auto insurance companies provide coverage for new drivers with a green card?
As a green card holder, you are a permanent resident living in the United States. This means you’re eligible for car insurance across the nation.
However, you’re considered a new driver regardless of age. Therefore, your insurance rates could be more expensive than most U.S. citizens.
The good news is that you may qualify for more affordable auto insurance rates with the right discounts.
Here’s an example of discounted car insurance for new drivers:
Companies | Average Monthly Auto Insurance Rates for New Drivers |
---|---|
Allstate | $189 |
Farmers | $154 |
GEICO | $106 |
Liberty Mutual | $186 |
Nationwide | $110 |
Progressive | $115 |
State Farm | $108 |
USAA | $111 |
Get Your Rates Quote Now |
GEICO, State Farm, and Nationwide are three of the cheapest auto insurance companies for new drivers. However, insurance rates vary for each state.
Which auto insurance coverages are required for a new driver with a green card?
All drivers are required to have liability auto insurance. But if you’re making payments on a new or used vehicle, you’re required to carry full coverage car insurance.
We recommend that you carry higher coverage levels to prepare for accidents that may exceed the minimum car insurance limit.
Which discounts lead to cheaper auto insurance for new drivers with green cards?
U.S. citizens and green card holders can lower rates with auto insurance discounts. Check out this list of discounts for more affordable rates:
- Multiple Vehicle Discount – Up to 40%
- Anti-Theft Device Discount – Up to 35%
- Driver Training Discount – Up to 30%
- Multi-Policy Discount – Up to 25%
- Defensive (Safe) Driver Discount – Up to 20%
- Low Mileage Discount – Up to 20%
Imagine if you qualify for more than one discount. You’ll save hundreds of dollars per year when you stack car insurance deals.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Why won’t auto insurance companies insure new drivers with a green card?
Auto insurance companies that don’t cover a new driver with a green card may have a strict policy that only insures new drivers who are U.S. citizens.
New drivers are risky to insure, and a new green card recipient may be an exceptionally high risk for some insurance companies.
Fortunately, hundreds of car insurance companies in the United States will accept new drivers with green cards. However, some insurance companies are hesitant because of the risks of insuring an immigrant.
Where can immigrants get a driver’s license and auto insurance?
Can illegal immigrants get car insurance? The short answer is yes. Progressive and Allstate are two of the best insurance companies that serve undocumented immigrants.
Legal, documented immigrants can get a driver’s license anywhere in the United States. However, only 15 states and Washington D.C. permit undocumented immigrants to get driver’s licenses.
California, Maryland, and Vermont are among the 15 states that allow undocumented immigrants to get a driver’s license. This is particularly helpful if you lose your green card.
What are the consequences of driving without auto insurance?
Driving without car insurance can affect your driving privileges. For example, your driver’s license can get suspended or revoked.
Also, your vehicle could get impounded. Too many uninsured driving offenses and you could face expensive fines.
How to Find Auto Insurance Companies That Will Cover a New Driver With a Green Card
Car insurance for green card holders costs between $108 and $200 a month. But your auto insurance rates may vary.
The best tip for recent immigrants, green card holders, and undocumented immigrants is to shop around and compare various companies.
Now that you know more about auto insurance companies that will cover a new driver with a green card, enter your ZIP code in the free online quote tool below to compare multiple insurance companies in your area.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Frequently Asked Questions: Auto Insurance Companies That Will Cover a New Driver With a Green Card
Do you want to learn more about car insurance companies that cover green card holders? Read these answers to frequently asked questions to get more details:
#1 – What does a green card give me?
A green card gives you the legal right to work and live in the United States permanently, but it doesn’t count as U.S. citizenship.
#2 – Do green card holders pay more for auto insurance?
It depends on the company. Car insurance companies charge more for new drivers. Immigrants and undocumented immigrants usually don’t have an insurance history like U.S. citizens, which can lead to higher rates.
#3 – What’s the most expensive auto insurance company for new drivers with a green card?
It depends on the state. But Arrowhead, Allstate, and Liberty Mutual have the most expensive rates for new drivers with a green card.