Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Nov 23, 2021

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The Short of It

  • New drivers with a green card can buy auto insurance
  • If you’re eligible for several auto insurance discounts, you can save hundreds of dollars
  • U.S. citizens who are new drivers pay the same amount as immigrants with a green card

Are you searching for auto insurance companies that will cover a new driver with a green card? There are several car insurance companies that will cover a new driver with a green card.

How can you get car insurance for non-U.S. citizens? Auto insurance for undocumented immigrants may sound complicated. But don’t worry – we’re here to help.

Read our guide to learn about the average cost of auto insurance for new drivers with green cards. Also, we’ll show you which car insurance companies sell coverage to green card holders and undocumented immigrants.

After you learn everything about auto insurance companies that will cover a new driver with a green card, use our free comparison tool above to compare multiple companies near you.

Which auto insurance companies provide coverage for new drivers with a green card?

As a green card holder, you are a permanent resident living in the United States. This means you’re eligible for car insurance across the nation.

However, you’re considered a new driver regardless of age. Therefore, your insurance rates could be more expensive than most U.S. citizens.

The good news is that you may qualify for more affordable auto insurance rates with the right discounts.

Here’s an example of discounted car insurance for new drivers:

Average Monthly Auto Insurance Rates for New Drivers
CompaniesAverage Monthly Auto Insurance Rates for New Drivers
Allstate$189
Farmers$154
GEICO$106
Liberty Mutual$186
Nationwide$110
Progressive$115
State Farm$108
USAA$111
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GEICO, State Farm, and Nationwide are three of the cheapest auto insurance companies for new drivers. However, insurance rates vary for each state.

Which auto insurance coverages are required for a new driver with a green card?

All drivers are required to have liability auto insurance. But if you’re making payments on a new or used vehicle, you’re required to carry full coverage car insurance.

We recommend that you carry higher coverage levels to prepare for accidents that may exceed the minimum car insurance limit.

Which discounts lead to cheaper auto insurance for new drivers with green cards?

U.S. citizens and green card holders can lower rates with auto insurance discounts. Check out this list of discounts for more affordable rates:

  • Multiple Vehicle Discount – Up to 40%
  • Anti-Theft Device Discount – Up to 35%
  • Driver Training Discount – Up to 30%
  • Multi-Policy Discount – Up to 25%
  • Defensive (Safe) Driver Discount – Up to 20%
  • Low Mileage Discount – Up to 20%

Imagine if you qualify for more than one discount. You’ll save hundreds of dollars per year when you stack car insurance deals.

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Why won’t auto insurance companies insure new drivers with a green card?

Auto insurance companies that don’t cover a new driver with a green card may have a strict policy that only insures new drivers who are U.S. citizens.

New drivers are risky to insure, and a new green card recipient may be an exceptionally high risk for some insurance companies.

Fortunately, hundreds of car insurance companies in the United States will accept new drivers with green cards. However, some insurance companies are hesitant because of the risks of insuring an immigrant.

Where can immigrants get a driver’s license and auto insurance?

Can illegal immigrants get car insurance? The short answer is yes. Progressive and Allstate are two of the best insurance companies that serve undocumented immigrants.

Legal, documented immigrants can get a driver’s license anywhere in the United States. However, only 15 states and Washington D.C. permit undocumented immigrants to get driver’s licenses.

California, Maryland, and Vermont are among the 15 states that allow undocumented immigrants to get a driver’s license. This is particularly helpful if you lose your green card.

What are the consequences of driving without auto insurance?

Driving without car insurance can affect your driving privileges. For example, your driver’s license can get suspended or revoked.

Also, your vehicle could get impounded. Too many uninsured driving offenses and you could face expensive fines.

How to Find Auto Insurance Companies That Will Cover a New Driver With a Green Card

Car insurance for green card holders costs between $108 and $200 a month. But your auto insurance rates may vary.

The best tip for recent immigrants, green card holders, and undocumented immigrants is to shop around and compare various companies.

Now that you know more about auto insurance companies that will cover a new driver with a green card, enter your ZIP code in the free online quote tool below to compare multiple insurance companies in your area.

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Frequently Asked Questions: Auto Insurance Companies That Will Cover a New Driver With a Green Card

Do you want to learn more about car insurance companies that cover green card holders? Read these answers to frequently asked questions to get more details:

#1 – What does a green card give me?

A green card gives you the legal right to work and live in the United States permanently, but it doesn’t count as U.S. citizenship.

#2 – Do green card holders pay more for auto insurance?

It depends on the company. Car insurance companies charge more for new drivers. Immigrants and undocumented immigrants usually don’t have an insurance history like U.S. citizens, which can lead to higher rates.

#3 – What’s the most expensive auto insurance company for new drivers with a green card?

It depends on the state. But Arrowhead, Allstate, and Liberty Mutual have the most expensive rates for new drivers with a green card.