Can my auto insurance company drop me?
Yes, of course just like you can drop them after the policy has expired. However, there are certain rules about dropping and coverage that the insurance company must follow. There is also a legal procedure for dropping you.
• If you provide false information, you can be dropped
• If you fail to pay the monthly premium and you have arrears, you can be dropped
• If your credit rating drop significantly from the time the policy began
• Certain violations like multiple DUIs
You will be notified in writing and given a period to fix the problem. Once this period has expired, the insurance company is within its rights to cancel the policy and inform.