Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Jul 19, 2021

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You can have auto insurance on each of your cars or you can have one multiple car insurance policy on all. Another situation would be having 2 insurance policies on the same car. Insurance companies don’t all agree with duplicate coverage.

Some allow two physical damage coverage policies as long as it doesn’t extend to additional protection for the insured because it borders on indemnification. This means claiming more than what the car is worth.

With liability, a person can easily have more than one policy and be paid the full amount covered minus fees. This is also known as stacking which is not allowed in some states.

Can your auto insurance company drop you?

Will your car insurance policy automatically renew?

What limits should you have on your auto insurance?

Can you keep money in an auto insurance claim?