Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

Full Bio →

Reviewed by Daniel Walker
Licensed Car Insurance Agent Daniel Walker

UPDATED: Jul 19, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

You can have auto insurance on each of your cars or you can have one multiple car insurance policy on all. Another situation would be having 2 insurance policies on the same car. Insurance companies don’t all agree with duplicate coverage.

Some allow two physical damage coverage policies as long as it doesn’t extend to additional protection for the insured because it borders on indemnification. This means claiming more than what the car is worth.

With liability, a person can easily have more than one policy and be paid the full amount covered minus fees. This is also known as stacking which is not allowed in some states.

Can your auto insurance company drop you?

Will your car insurance policy automatically renew?

What limits should you have on your auto insurance?

Can you keep money in an auto insurance claim?