Home » Car Insurance 101 – Commons Questions » Does my car insurance automatically renew?

Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Jul 19, 2021

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If you have signed up for auto debit with the credit card company and the insurance company, then you are automatically renewed. This will only change when you inform the bank that you will to cancel all auto debit arrangement with the insurance company.

Unfortunately, there are several cases when even with a written request, the debit continues. To avoid the fuss, you could consider requesting for a change in credit card number because that would automatically stop all auto debits cold.

It is advisable that you stay aware of your renewal dates when you have auto debit so you can plan ahead or switch the electronic function off so you don’t have to deal with the last minute rush.

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