What limits should I have on car insurance?
Free Car Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Nov 18, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Every state has its own specific minimum limits on car insurance. You should just try any of the websites offering free quotations by entering your zip code. That being said, you will probably need to buy Liability, Bodily Injury Liability which will cover the costs of the accident when you are at fault. You can also buy optional insurance like property damage, personal injury, uninsured or underinsured motorist coverage, collision or just get a comprehensive car policy.
Most certainly, without buying the minimum limits, you are at risk of having your car impounded. If this happens, you will still need to get insurance before the car is released to you aside from paying penalties and fines.
Everything you need to know about full comprehensive coverage