What limits should I have on car insurance?
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Written by
Marissa Hayes
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Reviewed by
Daniel Walker
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UPDATED: Jul 19, 2021
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Every state has its own specific minimum limits on car insurance. You should just try any of the websites offering free quotations by entering your zip code. That being said, you will probably need to buy Liability, Bodily Injury Liability which will cover the costs of the accident when you are at fault. You can also buy optional insurance like property damage, personal injury, uninsured or underinsured motorist coverage, collision or just get a comprehensive car policy.
Most certainly, without buying the minimum limits, you are at risk of having your car impounded. If this happens, you will still need to get insurance before the car is released to you aside from paying penalties and fines.
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