Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

Full Bio →

Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Jul 19, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The Short of It

  • Allstate Drivewise can save you up to 40% on your insurance
  • Drivewise collects data about your driving habits through the Allstate app or a physical device and adjusts your discount amount accordingly
  • The Allstate Drivewise program is not available in every state

On the hunt for more auto insurance discounts to save on your policy? Then you’ll be excited to hear how much you can lower your auto insurance rates with Allstate Drivewise. Drivewise is Allstate’s usage-based insurance program that rewards safe drivers for their good driving habits.

With Allstate Drivewise, affordable auto insurance is within your grasp, but why not see what other deals are available to you? Enter your ZIP code to compare free quotes today.

How does Allstate Drivewise work?

Allstate Drivewise utilizes telematics technology either through the insurance company’s phone app or a telematics device that is physically plugged into your vehicle. These tools track how you drive by recording:

  • Your driving speed
  • When you drive
  • Where you drive
  • Your braking habits

If you’re interested in signing up for Allstate Drivewise, hard braking is certainly a bad habit you’ll want to get a handle on. Your rates will be adjusted depending on how safe of a driver you are, and hard braking is considered potentially dangerous.

Simply put, the more cautious you are as a driver, the more you can save on your insurance rates.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

How much can you save with Allstate Drivewise?

Drivers who decide to give the Drivewise program a try can save 10% just by signing up. Of course, if you work to maintain optimal safety standards while driving and don’t do a lot of late-night cruising, you could potentially shave up to 40% off your rates over time.

Remember, your total discount amount depends on how and when you drive. If you can’t avoid driving during busy times of the day or if you do much of your driving at night, that could have a negative effect on the size of your discount.

Where is Allstate Drivewise available?

Allstate is the only auto insurance company offering Allstate Drivewise, but other companies do have versions of this great discount.

Now, as acknowledged by Consumer Reports, Drivewise is not available in every state. If you live in these listed states, you cannot take part in the Drivewise program:

  • California
  • North Carolina
  • North Dakota
  • South Dakota

Bearing this information in mind, you’ll need to ask if an auto insurance quote with Allstate Drivewise is available to you. There’s no need to become discouraged if you can’t partake in the Allstate Drivewise program, though. Allstate has many discounts to help you lower your rates.

You can take a look at these discounts here:

Available Allstate Discounts
Allstate DiscountsPercentage Saved
Anti-lock Brakes10%
Anti-Theft10%
Claim Free35%
Daytime Running Lights2%
Defensive Driver10%
Distant Student35%
Driver's Ed10%
Driving Device/App20%
Early Signing10%
Electronic Stability Control2%
Farm Vehicle10%
Full Payment10%
Good Student20%
Green Vehicle10%
Multiple Policies10%
Newer Vehicle30%
On Time Payments5%
Paperless Documents10%
Paperless/Auto Billing5%
Passive Restraint30%
Safe Driver45%
Senior Driver10%
Utility Vehicle15%
Vehicle Recovery10%
Get Your Rates Quote Now

Compare RatesStart Now →

As you can see, Allstate offers a wide variety of discounts that you can take advantage of in order to save money on your auto insurance.

How do you enroll in Allstate Drivewise?

If you already have an auto insurance policy with Allstate, getting started with the Allstate Drivewise program is not hard at all.

First, you’ll need to download the Allstate app on your smartphone. From there, you can access the Drivewise program and get started without having to call an insurance agent.

Now, if you’re not keen on the idea of using an app and want to be a bit more hands-on, you can always have a physical telematics device mailed to you. Once the device has been delivered, you’ll first want to make sure your vehicle is off. After that, you can plug in your device.

The Allstate Drivewise device will fit into your vehicle’s diagnostic port. This port is typically found under the dashboard and close to the steering wheel. Once you see that the device’s light is flashing, you’re all set to drive towards some great savings.

If you realize that you have questions or concerns about the device, you can always call the Allstate Drivewise phone number for assistance.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Allstate Drivewise: The Bottom Line

Safe drivers who take care to follow all posted driving laws and don’t spend a lot of time driving at night could be great candidates to buy auto insurance with Allstate Drivewise.

If you are a careful driver who follows safe driving practices, you can lower your insurance rates by as much as 40%.

Since this discount is not available in every state, it doesn’t hurt to do some research, especially if you’re shopping for a new auto insurance company. Feel free to read our Allstate auto insurance review and compare quotes from other companies so you can make the best choice for your insurance needs.

Ready to see how much money you can save on your auto insurance? You can enter your ZIP code today to receive free quotes from companies near you.