Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Car Insurance Agent

UPDATED: Aug 5, 2021

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The Short of It

  • Liberty Mutual RightTrack monitors your acceleration, braking, and mileage for 90 days
  • You can receive up to a 30% discount for the life of your policy
  • Depending on where you live, you will use an app, plugin device, or windshield tag

Auto insurance can be expensive, but car insurance discounts can really save you money. You can receive up to a 30% discount on your Liberty Mutual RightTrack auto insurance based on how you drive.

Most auto insurance companies offer telematics programs that reward you for driving safely and meeting other requirements. So, shop around before you buy Liberty Mutual RightTrack auto insurance to make sure you are getting the best deal.

Before you keep reading to learn more about Liberty Mutual RightTrack, enter your ZIP code to compare free auto insurance quotes from multiple companies in your area.

How does Liberty Mutual RightTrack work?

Most people know that the way they drive impacts their auto insurance rates. Drivers with accidents, tickets, or DUIs will pay substantially more than drivers with a clean record.

That’s why so many car insurance companies are looking for ways to reward safe drivers and encourage people to be conscious of their driving habits.

RightTrack from Liberty Mutual offers a discount based on your driving behavior. The monitoring is for 90 days, but you receive the discount for the life of your policy.

The tricky part is how RightTrack will work for you. Depending on where you live, you will either use an app, windshield tag, or plugin device to monitor your driving.

You will have to speak with a Liberty Mutual agent to determine which method you will need to use. Regardless of the method, the program is free, easy to use, and won’t raise your rates.

Liberty Mutual RightTrack device reviews are pretty favorable, and most drivers report at least a 15% discount on their auto insurance.

Liberty Mutual RightTrack complaints generally revolve around the tracking ability of the program and not being able to receive the full 30% discount.

You can’t get a Liberty Mutual RightTrack auto insurance quote because the amount you save will vary. However, your rates won’t increase based on your driving.

Perhaps the biggest advantage to using RightTrack is that it can make you a safer driver.

According to the Insurance Information Institute, immediate feedback can make drivers more aware of their driving habits and encourage change.

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What does Liberty Mutual RightTrack monitor?

While some telematics programs monitor a handful of behaviors, RightTrack only looks at a few to calculate a discount.

Liberty Mutual RightTrack monitors:

  • Time of day you drive – Driving in rush hour or late at night is considered risky. With more cars on the road and many people in a hurry, you’re more likely to be in an accident.
  • Mileage – Simply put, the more time you are on the road, the more likely you are to be in an accident.
  • Hard braking and acceleration – Hitting your brakes hard or punching the gas can show you aren’t paying attention or you’re driving aggressively. Either one can mean more accidents.

These habits are only monitored for 90 days, which is less time than you’ll find with most other programs. Additionally, most other telematics programs monitor for distracted driving, which Right Track does not.

Paying attention to these habits can save you money on your Liberty Mutual auto insurance rates. You literally control how much money stays in your pocket.

There aren’t a lot of Liberty Mutual RightTrack tips. To get the best discount possible, drive as efficiently and safely as possible.

Is Liberty Mutual RightTrack worth it?

RightTrack from Liberty Mutual is free and relatively easy to use. The best part is that the program won’t raise your rates even if you score poorly.

Liberty Mutual RightTrack is a good option for drivers who need to lower their rates, either because they are young drivers or they have accidents or tickets on their records.

If you don’t drive during rush hour and don’t drive too many miles, you might be able to get affordable Liberty Mutual RightTrack auto insurance. But don’t count on the full 30% discount, since most users report only getting about half that.

Liberty Mutual is one of the top auto insurance companies in the country, with many coverages and services available. To learn more, read our Liberty Mutual auto insurance review.

Before deciding if RightTrack is the best option for you, shop around. Most other auto insurance companies offer a similar program.

We hope you’ve learned all you need to know about Liberty Mutual RightTrack. Before you go, enter your ZIP code to compare auto insurance quotes from various companies near you for free.